You obviously got it wrong. Only 20 days.

UniFi also 20 days if I'm not wrong.
What is there to be headache about? That's ruling from BNM to have only 20 days grace period, cannot fulfill, then don't use CC lo.

And please calculate for us how that comes up to 1 month?

bnmtelelink@bnm.gov.my

Combined CL. It's mentioned in T&C.

Oops. Yes, CB.

Direct debit cannot use credit cards for PTPTN, only via bank account.
At least this is what being told to me.
I'm more than happy to stick to monthly manual payment.

I can earn cash back if I pay manually and can adjust to pay after my statement date.

From CASA only, I'm not a fan of auto-debit.

MSOS key is needed.

Hmm. Yes if use Visa/MasterCard then 1xTP and AmEx is not accepted.

Yes. Just like online transactions.

Yes.

They don't? I thought they do due to these are emergency cases. I remember they told me before for hospital bills they can accept but still subject for approval.

Hmm.

"You may apply the temporary increase in credit limit without documents via our customer service which will take 3 working days to process. However, temporary increase in credit limit restricted for emergency request such as hospital bill payment, funeral or stranded in overseas."

If I understand this statement, it means it is restricted to these three stuff (means will be approved), the rest won't be entertained.

Great. I'm starting to love working in MV area. Though I only have around 150k points now after redeemed few rounds, I still hope I can find something interesting from this fair.

Bookmarked the date.

If your CCRIS is not nice, no matter how you cannot get anymore for now. Wait till you start paying PTPTN and your CCRIS is nice again, it takes some time. You may try again about 6 months to 1 year later.

Or you apply via FD placement.

Not in the case if you have any unbilled transactions in between.

You choose wrongly. Go to your cards and pay from there. View your cards first, choose from top selection.