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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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laymank
post Nov 12 2017, 10:21 PM

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QUOTE(justanovice @ Nov 10 2017, 05:23 PM)
Just sharing, increase or decrease of limit does not impact CTOS.. if you are referring to CCRIS, higher limit actually gives you better score wink.gif
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thanks!

as far as i know, the CL actually accounted into your total commitment, which will ultimately influence your eligibility for more credit application, i.e. new card from new bank, loan, etc. Keeping the CL that is not needed low, helps keep my total commitment low.
laymank
post Nov 16 2017, 04:12 PM

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QUOTE(OKLY @ Nov 16 2017, 03:42 PM)
I receive it every time I use my card at the pump. sweat.gif

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did you request to lower the alert amount to RM1 or something like that?
laymank
post Nov 17 2017, 10:37 AM

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QUOTE(kclamtarc @ Nov 17 2017, 10:21 AM)
Yes I am using Petronas, and everytime I pump I get this SMS notification.
And yes, I opted to be notified even with minimum spending of RM 1 using CC.
Just sharing info.
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err... I was asking OKLY that question. smile.gif

This post has been edited by laymank: Nov 17 2017, 10:37 AM
laymank
post Dec 5 2017, 08:16 AM

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QUOTE(Liuteva @ Dec 5 2017, 07:51 AM)
Hey guys, I have tried to make an online transaction using my card but declined.

I am at Singapore right now, is this normal?
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not normal.
best to call up CS to check.

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