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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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akib_mullen
post Oct 21 2017, 03:51 PM

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QUOTE(fruitie @ Oct 21 2017, 02:19 PM)
Not two cards but two banks' cards. So if you only have CIMB and PBB, then it's OK.
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Yeah you right. Got maybank and cimb right now. Will cancel cimb after end of statement date
akib_mullen
post Oct 21 2017, 03:53 PM

On my way
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QUOTE(Gamerjim @ Oct 21 2017, 02:51 PM)
May I know did u apply quantum card online? How long they process your application?
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I applied thru ringgitplus. Got touch n go promo right now. I sent on 16/10. Got approval sms yesterday @ 20/10. Sorry for offtopic
akib_mullen
post Oct 21 2017, 06:11 PM

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QUOTE(Gamerjim @ Oct 21 2017, 05:10 PM)
Sorry off topic.. can I discuss with u about the application through pm? Interested with the card as well..
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Sure
akib_mullen
post Oct 26 2017, 09:11 AM

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QUOTE(koinibler @ Oct 23 2017, 10:10 AM)
Just apply Cash Rebate card  termination through e-banking email;
its smooth job without hassle. They really don't need customer for this card range;

17 Oct - Apply termination through email
19 Oct - Got a reply, mention in process of termination
          - All ezy installment is return to lumpsum amount
          - card no longer can be use
21 Oct - Zing Card cannot be use (dam! stranded at smartag lane)

Bye bye CIMB Cash Rebate Card
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Is it easier compare to call them?
akib_mullen
post Oct 27 2017, 12:42 PM

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Should I wait tomorrow to cancel this card? Or wait until cashback reflected in cimbclicks?
akib_mullen
post Oct 27 2017, 02:33 PM

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QUOTE(cybpsych @ Oct 27 2017, 01:30 PM)
assuming your statement date is 28th, you wont get the cashback tomorrow.

the cashback would be on 29 Oct, viewable in cimbclicks on 30 Oct, clear the final outstanding (minus cashback), then call CS to terminate the card.

do ensure you are not expecting any refunds from your online purchases.
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The final outstanding minus cashback, that one is the current statement cashback only right?
The last month statement cashback can be use to pay the final outstanding?
akib_mullen
post Oct 27 2017, 07:34 PM

On my way
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QUOTE(cybpsych @ Oct 27 2017, 02:46 PM)
whichever way you go, you still have this month's outstanding to clear.

your method, is also ok, but you're forfeiting your cb this month.
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Just read again your reply now I get it. I thought you were saying final outstanding (minus cashback) is don't count cb for the final outstanding lol.
Btw now I understand.

Thanks
akib_mullen
post Oct 31 2017, 04:58 PM

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QUOTE(cybpsych @ Oct 31 2017, 11:11 AM)
yes
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Lets say my statement balance is 88.05.
And my cb for last statement is 25.48.
So the statement - cb is 62.57.
If I want to cancel the card today, should i just pay 62.57 or 88.05?
I'm getting confused
akib_mullen
post Oct 31 2017, 05:40 PM

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Tried to call cimb to cancel card buy line is busy. No waiting queue?

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