Outline ·
[ Standard ] ·
Linear+
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
|
Jeffreynsx
|
 Nov 20 2017, 05:19 AM
|
|
QUOTE(Anj @ Nov 20 2017, 04:00 AM) Hi all, new to credit cards and recently been approved and sent my CIMB card. Thing is I applied for a card, and I was sent 2. One Visa, one Mastercard. Mastercard is a cashback card, the Visa card is a point rebate card. I was just wondering why the bank sent me 2 cards? I'm not sure of the purpose of having the 2nd card. Can someone enlighten me? The answer is simple. They want to achieve their sales target to earn some commission. Cancel those unnecessary CC if you didn't apply for it. |
|
|
|
|
|
Jeffreynsx
|
Nov 20 2017, 05:21 AM
|
|
|
QUOTE(DarReNz @ Nov 19 2017, 09:01 AM) guess everyone is waiting for rebates from CS then proceed to terminate  CIMB Bank should retain their 5% cash rebates for online spending instead of cancelled it. Not sure why they made this decision. |
|
|
|
|
|
Jeffreynsx
|
Nov 21 2017, 08:18 AM
|
|
|
QUOTE(fruitie @ Nov 21 2017, 12:00 AM) I'm waiting for my last cash back before call to cancel. Hopefully same offer.  The bank is not generous enough to offer cash rebates and required customer to call in each time to get little cash rebates. This is completely ridiculous. This post has been edited by Jeffreynsx: Nov 21 2017, 08:18 AM |
|
|
|
|
|
Jeffreynsx
|
Nov 24 2017, 06:44 AM
|
|
|
QUOTE(kart @ Nov 24 2017, 05:50 AM) For those CIMB Cash Rebate Platinum MasterCard Credit Card holders with negative outstanding balance (due to cashback), you can call CIMB CS to transfer the negative balance to your CIMB Savings account. For sure, you have to very insistent during your conservation with CIMB CS. Otherwise, CIMB CS discourages the transfer, and says that negative outstanding balance will be used to offset the future purchases charged to the credit card. Yeah right, we definitely will not use the credit card anymore, since 5% online cashback is abolished by CIMB.  Less than a week, you should see the amount being credited into your CIMB Savings account, without any service fee incurred.  If this is the case, you can spend small amount of money in 'others' category (0.2%) and offset the cash rebates you earned on previous month. The 0.2% cash rebate received for this month can served as a tip for CIMB Bank.  |
|
|
|
|
|
Jeffreynsx
|
Nov 29 2017, 09:12 AM
|
|
|
QUOTE(SzeMeng76 @ Nov 28 2017, 07:51 PM) No, it calculated on your statement date. The premium charged on your statement date. (or next day of your statement date). Means once you have statement balance on that month, will get charge accordingly. So unless you are not swiping that card, then no charge lo. Their CC not longer interested by public hence come out with this plan to get some money from their customers. Instead of offering insurance thingy, why not offer better cash rebates to their customer? This post has been edited by Jeffreynsx: Nov 29 2017, 09:13 AM |
|
|
|
|
|
Jeffreynsx
|
Nov 29 2017, 09:25 AM
|
|
|
QUOTE(cybpsych @ Nov 29 2017, 09:23 AM) banks have been offering this "oustanding insurance", nothing is new about it. whether card benefits is good or bad, has nothing to do with the insurance. Those who always late to make their payment, can consider this CC. This post has been edited by Jeffreynsx: Nov 29 2017, 09:26 AM |
|
|
|
|
|
Jeffreynsx
|
Dec 7 2017, 08:14 AM
|
|
|
QUOTE(Aurora Boreali @ Dec 6 2017, 10:52 PM) Quick question on preauthorization hold... Late last week I used my CIMB credit card at a restaurant and, on the 3rd of December it was posted (i.e I can see it on CIMB Clicks). However, my available balance has further reduced by the exact same amount charged the the restaurant. It seems that the pre-auth hold is not released and the posting (settlement by merchant) reduces the available balance again. Usually settlement does not reduce the balance by the same amount again. Anyone encountered this before? Did the person swipe two times for the same transaction? |
|
|
|
|
Quote
0.1194sec
0.42
7 queries
GZIP Disabled