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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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SUSDavid83
post May 6 2017, 07:25 AM

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I received RM 5 for AUTOPAY CR | CIMB EVA | CIMB BANK BERHAD
SUSDavid83
post May 6 2017, 05:29 PM

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QUOTE(JuneResources @ May 6 2017, 05:18 PM)
Lol... Auto debit is totally different from "go to counter payment".
Auto debit is auto deductions by monthly one..
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Then? What do you want?
SUSDavid83
post May 6 2017, 06:57 PM

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Just called CS to reduce my CL by half.
SUSDavid83
post May 7 2017, 11:45 PM

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QUOTE(atjm88 @ May 7 2017, 11:41 PM)
Easy to reduce?
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Don't know. CS said submitted request but subject to approval.
I think reduce is easier than increase as increase CL requires submitting income proving documents.
SUSDavid83
post May 8 2017, 02:47 PM

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QUOTE(LostAndFound @ May 8 2017, 09:27 AM)
Those who have lots of cards and want to apply more, reducing CL means bank more likely to approve your next card.

In fact I dunno why people so keen to increase CL for cards with capped benefits. 35k CL on a card which basically gives you nothing after the first RM600/1000.... any purpose? If emergency need to pay, normally possible to use multiple credit cards anyway, so I'd rather have that 35k spread over 2-3 cards which can have complementary benefits.
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That is my goal to have PB Quantum being approved easily.

QUOTE(fruitie @ May 8 2017, 10:56 AM)
No benefit for high limit for this card. I plan to reduce mine too.
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I wanted to reduce since Day 1 but I was lazy to make calls to CS. blush.gif
SUSDavid83
post May 9 2017, 07:13 AM

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My new lower CL is in effect.
Checked from CIMBClicks.
SUSDavid83
post May 11 2017, 04:10 PM

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QUOTE(sendohz @ May 11 2017, 03:59 PM)
Because celcom stated there is 5% CB if i opt for their SI.
Therefore i went for it and see if it's true.
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5% CB is from Celcom; not from CIMB.
You need to monitor Celcom bill. It'll be deducted from next bill.

SUSDavid83
post May 14 2017, 10:17 AM

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With the exclusion of government related transaction for CB eligibility, this thread starts to decline.
SUSDavid83
post May 14 2017, 12:42 PM

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QUOTE(skywardsword @ May 14 2017, 11:16 AM)
I have a question about paying using "scheduled payment" for TNB.

If just one time only. Do I get the 2% cash back for utilities?
Meaning is that "Standing Instructions"?
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Auto debit in monthly basis.
SUSDavid83
post May 14 2017, 01:01 PM

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QUOTE(skywardsword @ May 14 2017, 12:56 PM)
1. So I can only set it up like "auto pay" at TM, meaning need to make the trip to SAJ, TNB, IWK to set it up?

2. Or just do scheduled payment **full invoiced amount using cimbclicks/credit card.
Pardon me, a little too nubs.
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I need to be setup like in (1).
Not sure if CIMBClicks still stupid Auto Pay setup now.
SUSDavid83
post May 14 2017, 01:05 PM

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QUOTE(saitong09 @ May 14 2017, 01:03 PM)
mad.gif just paid LHDN beginning of the month, but I checked main page indicated eligible that's why I proceed, sien
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The revision and exclusion notice posted late I think; mid April I think.

This post has been edited by David83: May 14 2017, 01:05 PM
SUSDavid83
post May 15 2017, 06:39 PM

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Finally as it is irritating in CIMBClicks:

Discontinuation of TAC on Mobile

user posted image

This post has been edited by David83: May 15 2017, 08:08 PM
SUSDavid83
post May 15 2017, 08:09 PM

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QUOTE(ohcipala @ May 15 2017, 08:07 PM)
Your email address is davidxxx@gmail.com? It's shown in the website that you posted
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Crap! I didn't notice that.

SUSDavid83
post May 15 2017, 09:21 PM

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QUOTE(djhenry91 @ May 15 2017, 08:49 PM)
FINALLY..else i have to manual choose TAC on SMS from default TAC on Mobile which is pretty useless for me
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I agreed with you! thumbup.gif
SUSDavid83
post May 15 2017, 09:53 PM

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QUOTE(findingdory @ May 15 2017, 09:29 PM)
have been using the TAC on mobile for quite some time, never faced any problem, wondering why did they stop this, sms is pretty slow i think
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Maybe they want to enhance to something like M2U using thumb print.
SUSDavid83
post May 15 2017, 10:37 PM

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QUOTE(djhenry91 @ May 15 2017, 10:33 PM)
thumb print leh for cimb got..but is for their itrade cimb ios app only..just too bad..
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That won't be as many users as CIMBClicks app.
I believe this is the trend now.
SUSDavid83
post May 16 2017, 08:16 AM

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QUOTE(jason18689 @ May 16 2017, 07:48 AM)
Something malicious must have happened that caused the Mobile on TAC to be removed.
I have to admit, its pretty useless for those who work in locals.  Receiving TAC via SMS is so convenient.
But not for those who work in overseas for months.
So from now on, everytime i need to pay my bills, i gotta insert my malaysian sim card =D
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I have been trying to re-setup on my current phone many times but still not able to achieve it.
SUSDavid83
post May 16 2017, 02:43 PM

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QUOTE(jason18689 @ May 16 2017, 12:25 PM)
Huh? Setup what? hmm.gif
Yea perhaps should i prepare myself a Nokia 3310 (2017 version) for stby?
Whats that?
Kopitiam style? rclxub.gif
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TAC on Mobile
SUSDavid83
post May 16 2017, 10:54 PM

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QUOTE(eeeglow24 @ May 16 2017, 10:53 PM)
hi can someone confirm that 11st is considered as retail transactions for cash rebate?

I have made rm30 transaction last month for 11st and rebate credited was 0.2%, meanwhile Uber and grab transactions were all given 5% rebate, so appreciate any advise from sifus here. thanks smile.gif
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Cannot be.

11street should be online/e-commerce.

What is your description?

Mine is: 11STREET-ECOMAccountNameKUALA LUMPUR MY

This post has been edited by David83: May 16 2017, 11:02 PM
SUSDavid83
post May 16 2017, 11:18 PM

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QUOTE(eeeglow24 @ May 16 2017, 11:15 PM)
yup, that's correct.

In my recent transaction for this month, I have been credited RM0.06 (other retail) and all my transaction for the past month were all online (grab/uber/11st) and this RM0.06/0.2%=rm30 which tally to my 11st purchase.

am I being cut short for the rebate? what should I do now, should I email dispute on the matter.

Thanks
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Do you mind to post your statement here for analysis?
If you're not comfortable, please email/call CS for dispute.

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