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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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eeeglow24
post Jul 27 2017, 12:08 PM

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QUOTE(DarReNz @ Jul 27 2017, 10:07 AM)
can't find MCC 5694, doesn't exist  doh.gif
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Lol idk if they prank me haha. 😂

But I'm gonna write an email to CRU/BNM later when have time.
eeeglow24
post Jul 27 2017, 03:34 PM

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The CS also said about something that you buy directly on Lazada or third party seller in Lazada. She said that the cash rebate might be regarded as other retail since I am buying from a third party seller on Lazada.

Idk what happen, as payment concern, all went through hello pay regardless of type of seller
eeeglow24
post Jul 31 2017, 06:26 PM

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How to get Lazada payment to be directed to PayPal?

And will there be any fees charged?

How will it work? MYR - Usd - MYR?
eeeglow24
post Jul 31 2017, 09:16 PM

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QUOTE(DarReNz @ Jul 31 2017, 07:47 PM)
you just need to sign up for paypal and add your credit card to the account, no added fees
since you sign up for paypal malaysia so will be MYR  nod.gif
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Thanks a lot!
eeeglow24
post Jul 31 2017, 11:09 PM

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Confirm My Lazada purchase Lazada KUALA Lumpur MY regarded as other retail and only got 0.2% cash rebate.

Gonna be safe than sorry after this with Lazada. 11ST, Uber and grab all ok. Got 5% for all of them.


eeeglow24
post Aug 7 2017, 02:07 PM

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Still no rebate for Lazada prepaid card. Still waiting for follow up from BNM
eeeglow24
post Aug 9 2017, 01:35 PM

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They tried to call me but I was working. Anyhow, I won't be happy to entertain their calls. Would prefer email so that it is clear.
eeeglow24
post Aug 10 2017, 05:46 PM

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Called cimb just now to clarify. Unfortunately they have granted that Lazada rebate as 5 per cent. But now they need to rectify again since I said that I would have been given 15% cash rebate during the promo period for this Lazada prepaid card.

So they will call me back later to rectify. Also recorded the conversation and asked them to send me an email of the conversation. Just received their email.

This post has been edited by eeeglow24: Aug 11 2017, 10:01 PM
eeeglow24
post Aug 17 2017, 03:44 PM

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Cimb called just now regarding Lazada prepaid card. On their end, the will credit the remaining 0.5% of Lazada cash rebate that is still pending for my July purchases.

However as per terms and condition, they will credit the bonus cash rebate RM25 on Aug 25th. This is because the bonus cash rebate will be credited on 25th of the following month after purchases was made.

Let say I have made purchases in Jul, the bonus cash rebate will be credited on 25th of Aug.

Anyone else had the same case as mine?
eeeglow24
post Aug 17 2017, 04:31 PM

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QUOTE(cybpsych @ Aug 17 2017, 04:13 PM)
why remaining 0.5%? not 10%, since 5% already granted?
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Sorry I made it wrong last time. For this card, it's 1% cash rebate for Lazada spend and 0.5% for other retail.

So they will credit another 0.5% latest by tomorrow and the remaining bonus cash rebate on 25th Aug.

Or idk if they have updated the page.



This post has been edited by eeeglow24: Aug 17 2017, 04:32 PM
eeeglow24
post Aug 17 2017, 05:24 PM

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QUOTE(cybpsych @ Aug 17 2017, 04:35 PM)
ahh i see. biggrin.gif good that cimb still honors the missing cb. tedious but at least they entertain the request.

just checked, it's 1% + 15% bonus. didnt know there is 2 rebates for this card, all these while thinking only one 15% rebate.
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I was also thinking the same like you. Who knows, I'll update again once the rebate has appeared in my account. 😊😊
eeeglow24
post Aug 19 2017, 03:42 PM

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After escalating to BNM, they did assign someone with an Assistant Manager position to handle my Lazada prepaid card cash rebate case.

Now the remaining cash rebate has been credited but the bonus cash rebate will be credited perhaps before 25th. I only replied to the email from her personal email only.

For now, I'll just wait for the bonus cash rebate to be credited. However I haven't raised any issue for my Cimb cash rebate credit card yet.

Don't know if I'm gonna have the time to deal with CRU if I wanted to raise issue for my credit card cash rebate.
eeeglow24
post Aug 21 2017, 12:38 PM

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QUOTE(fairylord @ Aug 21 2017, 08:06 AM)
I just make purchase and noticed shopee has started to settle payment in RM instead of USD (previously), may be no cross border chargers already.

Thanks for confirmation and information.
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Did you use your debit card or credit card?
I remember if I use my debit card, it will appear as Shopee Malaysia without any cross border fees.

However,if I use my credit card, there will be cross border fees.

Anyways, it is good news if now shopee charges using Malaysia based gateway and no cross border fees. And hopefully, cash rebate will be granted as well in the future if this move becomes active.

smile.gif
eeeglow24
post Aug 23 2017, 12:58 PM

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QUOTE(fairylord @ Aug 23 2017, 12:16 PM)
I used credit card CIMB CR , I remember it was i88pay payment gateway under Shopee.

How do I know if there is cross border fee? Will there he a separate transaction with smaller amount following of the purchase transaction or it will lump into the purchase transaction ?
I purchased a product at RM4.50 on 19aug and posted in my statement at RM4.55
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Thanks

That means it still has cross border fees because the amount posted on the card is more compared to the amount displayed on Shopee.

Cross border fees is around 1% on top of amount displayed in Shopee.

Hope this clarifies your queries.

eeeglow24
post Aug 24 2017, 10:30 PM

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Anyone here with cimb Lazada prepaid card care to share screenshot of the bonus cash rebate credited to the card statement?

Thanks
eeeglow24
post Aug 26 2017, 08:07 AM

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Alright after 2 weeks of waiting, finally they have credited the Lazada Cash rebate adjustment and also credited my Lazada Prepaid Card with the bonus cash rebate.

The Bonus Cash Rebate has somewhat peculiar mechanism:

For my spendings dated before 25 July Statement, the bonus cash rebate will be credited on 25th Aug Statement. So it may have a bit wait there for this cash rebate.

Otherwise refer attach screenshot for reference.

Thanks.

Attached Image
eeeglow24
post Aug 26 2017, 07:09 PM

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QUOTE(sl3ge @ Aug 26 2017, 08:31 AM)
Yes, i also just get my rebate after two month.

But wonder if we stil use the prepaid card, will we still get rebate next time?
Coz since lazada already change their payment method from online to offline.
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I think in this case the Tnc for the card shown that any Lazada transaction on Lazada.com.my. So the safe side is we use desktop web to make Lazada transactions.

If it appears in card as Lazada KUALA LUMPUR MY, I think that will be fine as be honored as online transaction.

Anyway, we can always dispute again if this happens again this month as Lazada being regarded as retail transaction, if any.

eeeglow24
post Aug 28 2017, 08:25 PM

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If I buy something today, will it be credited in this month statement or it will be in next month?
eeeglow24
post Aug 28 2017, 09:44 PM

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QUOTE(SzeMeng76 @ Aug 28 2017, 09:30 PM)
doh.gif  doh.gif  doh.gif  doh.gif omg typo error so serious.  sweat.gif
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Thanks
eeeglow24
post Sep 4 2017, 09:31 AM

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QUOTE(fruitie @ Sep 3 2017, 10:56 PM)
4% because 1% is cross border charges. However, there have been two cases reported here recently that even PayPal doesn't give cash back anymore for CIMB CR. doh.gif

You can choose which card you want to pay from when it links to PayPal page.
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Hi, I think my last month PayPal Lazada transaction was okay but I did not went into detail on last month transaction.

I believe it was okay since I have maxed my cash rebate for last month statement.

Thanks.

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