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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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justanovice
post Jun 1 2017, 03:11 PM

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QUOTE(ytan053 @ Jun 1 2017, 03:06 PM)
Sharing my 10 weeks CB of RM50 for with the following spend:
1) Wk 1 - Shopee x 8 for IWK, TNB and Maxis
2) Wk 2 - Shopee x 8 for TM Unifi and IWK
3) Wk 3 - Shopee x 3 for Maxis and Unifi, One Shop (One Utama gift card) x 5
4) Wk 4 - Shopee x 8 for Maxis and TNB
5) Wk 5 - Shopee x 8 for TNB, IWK, TM Unifi
6) Wk 6 - Shopee x 8 for TM Unifi, TNB, Maxis
7) Wk 7 - Shopee x 8 for TM Unifi
8) Wk 8 - Shopee x 8 for TNB, Maxis
9) Wk 9 - Shopee x 8 for TNB
10) Wk 10 - Shopee x 8 for Maxis and bill payment (loan)
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Seems you maximized fully the online spending. Just curious do you use multiple cards / supp cards to maximize the card featured cash backs too?
Tq
justanovice
post Jun 5 2017, 09:34 PM

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QUOTE(michaelho @ Jun 5 2017, 09:27 PM)
anyone paid thru PAYONLINE today around 12PM -1PM ? I still havent received confirmation email from them. Been like 8 hours already .
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I did mine at noon too, no email as well. But i got the otp so i believe it should be successful..
justanovice
post Jun 5 2017, 10:12 PM

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QUOTE(janson_kaniaz @ Jun 5 2017, 10:08 PM)
I experienced before once. Paid Unifi via UOBPayonline on Monday.

Few days later I checked my online statement, it's not under UOBpayonline but the description says TM KL. And the transaction date is Tuesday instead of Monday. Luckily back then it was early few weeks, so I wasn't really worried about the quota. Hopefully you have better luck.
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Gosh. Hope for the best then.
I wanted to pay unifi via occ, but now it is not allowing payment when total balance is -ve, means cannot do overpayment. Last month they still allow.
justanovice
post Jun 6 2017, 12:39 AM

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QUOTE(michaelho @ Jun 5 2017, 10:19 PM)
better call PBB then to see if it's under 'floating', cos I called Payonline earlier, they said to check with bank
LATEST UPDATE ; I just called PBB, they said NO FLOATING TRANSACTION, NOTHING , even though I got the TAC , so better pay again to be safe
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I don't think transactions can go missing just like that?
Especially otp generated and entered successfully.
justanovice
post Jun 6 2017, 01:42 PM

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QUOTE(michaelho @ Jun 5 2017, 10:19 PM)
better call PBB then to see if it's under 'floating', cos I called Payonline earlier, they said to check with bank
LATEST UPDATE ; I just called PBB, they said NO FLOATING TRANSACTION, NOTHING , even though I got the TAC , so better pay again to be safe
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Don't worry, sms came already.

QUOTE(janson_kaniaz @ Jun 6 2017, 03:45 AM)
my advice is wait until tuesday after lunch and see if you get anything (sms or email).
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Thanks bro, you are right. I got sms alert from TM this morning.
justanovice
post Jun 9 2017, 09:18 PM

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QUOTE(alvinfks78 @ Jun 9 2017, 05:31 PM)
Manually calculate one by one ? blink.gif I didn't sign up for Pbe

CS so nice one  biggrin.gif    ohmy.gif
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I believe most of us using cashback cards will track it manually, and compare against the cashback amount given by bank.
CS is aware and helpful to check item by item when it comes to cashback cards.
justanovice
post Jun 15 2017, 01:01 AM

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QUOTE(MGM @ Jun 12 2017, 08:44 PM)
What is outcome, is payment thru MyMaxis(mobile app) considered as online n eligible for 6% CB?
justanovice has tried it in May which was why I was asking him/her how was the eligibility of that MyMaxis apps transaction for 6% CB.
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Sorry for late reply.
It is eligible for online cashback.
justanovice
post Jun 17 2017, 11:58 PM

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QUOTE(MGM @ Jun 17 2017, 11:48 PM)
Will Balance Transfer (BT) affects CCRIS record?
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Ccris in general will show:
1) how much your credit limit and loan outstanding with financial institutions (loans, Credit cards etc)
2) how prompt is your payment to these accounts

So yes BT will show up in ccris.


justanovice
post Jun 19 2017, 12:19 AM

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QUOTE(chonghe @ Jun 18 2017, 07:33 PM)
Are you sure about (2) and BT? CCRIS only shows 0 or 1 on that particular month and the outstanding. How can one knows the outstanding is a result of BT or not?
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They do not need to know if it is spending on purchases or BT. Ccris will just show how much you owe on the credit card accounts.
So if you have outstanding BT amount say with PBB, your ccris will show you owe PBB that amount (plus any retail spending) - which means it will have an entry / impact to your ccris.
Remember those checking your ccris just wants to know your financial standing. They do not need to know why you have credit card outstanding.
justanovice
post Jun 19 2017, 04:09 PM

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Week 12 cashback is in. smile.gif
My 8th transaction was Tues morning.
justanovice
post Jun 20 2017, 12:00 PM

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QUOTE(red_scorpion @ Jun 20 2017, 11:02 AM)
guys, last week i swipe total 8x to qualify for the campaign..
but got 1 transaction from shopee until now haven't pay to my tnb..
today is due date, if i cancel and request refund, will it credit back to my cc? then my total swipe will be consider as 7x only and fail to hit 8x?
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I would suggest you to contact the seller, if he is a reputable one, most likely he has overlooked your request. If can settle fast then no issues - he pays your tnb, you still lock down on that transaction for 8x cashback.
And tnb also will not cut your power supply immediately on due date smile.gif
justanovice
post Jun 20 2017, 03:55 PM

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QUOTE(red_scorpion @ Jun 20 2017, 03:05 PM)
i am not worry on the power supply cut..i already contacted the seller 3 days ago, he said most likely the payment will be in these few days...but today already last day (after 3 days extend), so is either i request refund, or trust him (allow shopee to pay him first).
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Ahh ok i misunderstood - due date you referring to shopee eh.
justanovice
post Jun 27 2017, 06:32 PM

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Just completed my 8x for this week, which is the slowest so far. Hope for the best !
justanovice
post Jul 1 2017, 11:48 AM

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QUOTE(drbone @ Jul 1 2017, 11:39 AM)
My Shopee transactions for whole of May did not earn cashback. And CS also informed AirAsia ticket booking via website only is eligible for CB and not via the AirAsia app.
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Did CS comfirmd you that shoppee will not be counted as online transaction? Did you ask for rectifications?
justanovice
post Jul 30 2017, 10:47 PM

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QUOTE(janson_kaniaz @ Jul 30 2017, 07:48 PM)
first time in many months don't have to remind self to swipe on monday 😅
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Usually how long does pbb campaign takes a break before coming back with a new one?
This 1 mil cashback campaign is the first one i joined.
justanovice
post Jul 31 2017, 12:39 PM

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QUOTE(cybpsych @ Jul 31 2017, 07:53 AM)
based on past promos, 1 month gap.

“Swipe More For PB Cash” - 6 March 2017 to 30 July 2017
“1 Million Cash Back with PB Swipe” - 3 October 2016 to 19 February 2017
“Save More with PB Cash Back” - 6 June 2016 to 4 September 2016
“PB Anniversary Ang Pow Rewards” - 15 January 2016 to 14 May 2016
“Every Swipe Counts” - 1 October 2015 to 31 December 2015
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Thanks for info! You are keeping good records of pbb promos. smile.gif
justanovice
post Aug 1 2017, 10:28 PM

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This promo is challenging. Bills overpaid, requirements up to 10x swipe. Thought can rest after the long promo planning earlier. Lol.
justanovice
post Aug 2 2017, 06:56 PM

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For tracking purposes - New pbb promo week 1: 10 swipes just completed.
Hoping with 10x requirements, i still can hit rm50.

justanovice
post Aug 5 2017, 09:45 PM

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QUOTE(andrekua2 @ Aug 5 2017, 08:47 PM)
Some people thought money fall from trees. They don't realized the hard work that came with it.
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Sorry; your isi tersirat too strong tongue.gif .. u mean?
justanovice
post Aug 6 2017, 09:07 AM

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QUOTE(andrekua2 @ Aug 5 2017, 10:41 PM)
Nothing. Just commenting on some who are envying others earning RM50 without realizing the effort they put to earned it in the first place.
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👍

QUOTE(imnotabot @ Aug 5 2017, 11:00 PM)
I don't think it requires much effort. All you need is a lot of bills to pay. Which is why some people envy (I'm one of them  tongue.gif) those who get to take advantage of the promo because they have a lot of bills to pay.
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More bills to pay = more expenses. No need to envy smile.gif

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