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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post May 15 2017, 01:31 PM

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QUOTE(cappuccino vs latte @ May 15 2017, 01:31 PM)
I though there are only one type of quantum?
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there are 2 quantum cards, right?
cybpsych
post May 15 2017, 10:33 PM

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QUOTE(shawnk @ May 15 2017, 10:25 PM)
Bro. Thanks for the info.
For TNB, it's not eligible for the promo but what about the standard 6% rebate?
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std 6% eligible. use mytnb portal or app.

for promo, workaround is via shopee.
cybpsych
post May 16 2017, 11:38 AM

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QUOTE(szb @ May 16 2017, 10:59 AM)
AEON has 2 MCC codes?
supermarket (lowest floor) and departmental?
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be careful with aeon supermarket. not all are under Grocery. mostly are under Departmental.
cybpsych
post May 16 2017, 12:16 PM

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QUOTE(ipohzeng @ May 16 2017, 11:59 AM)
can i apply both principal and supplementary under one form at the same time?

Thanks.
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if u view the form, yes you can.
cybpsych
post May 16 2017, 02:02 PM

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QUOTE(cybpsych @ Feb 2 2017, 07:58 AM)
PB Mass Acquisition Credit Card Campaign [ PBB | T&Cs ]

user posted image
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QUOTE(cybpsych @ May 5 2017, 08:59 PM)
PB Supplementary Credit Card Campaign : Mi Band 2 Fitness Band [ PBB | T&Cs | Application Form ]
1 May 2017 until 30 September 2017

user posted image
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QUOTE(ipohzeng @ May 16 2017, 11:59 AM)
can i apply both principal and supplementary under one form at the same time?

Thanks.
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FYI above, promo for Principal and Supplementary biggrin.gif
cybpsych
post May 17 2017, 03:08 PM

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QUOTE(mamamia @ May 17 2017, 03:04 PM)
But, OTP shown as eCom Transaction wor... how can PBB didnt grant us 6% cashback?  blush.gif
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cuz OTP shows eCom because the transaction triggered online by you. No issue from user's side.

problem is, shopee somehow had to manually trigger the transaction to go thru via MOTO, so the final transaction captured by PBB would still non-online transaction.

probably shopee's payment gateway got intermittent downtime? probably maintenance? seems like not pretty solid/fullproof to handle backend error transactions.
cybpsych
post May 17 2017, 03:41 PM

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QUOTE(MGM @ May 17 2017, 03:35 PM)
Shopee trx are included in d 5x/8x promo, but I am targeting for categories that also entitled for 6%/5% CB using VS/Quantum.
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same here.

luckily i dont target much using Shopee, except for TNB which is 1-2 times per month. the rest, i prefer each own portal.

saving a bit in Shopee, but possibility of losing 6%/5% from PBB laugh.gif
cybpsych
post May 17 2017, 03:58 PM

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QUOTE(MGM @ May 17 2017, 03:46 PM)
Too bad TnGo doesn't have online topup facility, otherwise can enjoy 6%+12.5% "discount".
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pbb vs can mah, reload at jaya grocer. but each reload will incur rm0.53 fee.

QUOTE(sysy @ May 17 2017, 03:56 PM)
ohmy.gif  ohmy.gif  i did alot of shopee transaction this month, mean the RM50 swipe more is consider to compensate the shopee cashback only. No extra discount!!!!  doh.gif
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problem only happen intermittently or randomly. doesnt impact all shopee transactions.

This post has been edited by cybpsych: May 17 2017, 04:01 PM
cybpsych
post May 18 2017, 07:29 AM

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QUOTE(chonghe @ May 17 2017, 08:47 PM)
So public bank mortgage loans comes with a credit card free AF for life

So the mortgage loan approved is 300K. I thought I will give VS a go however they sent me Visa platinum (my salary slightly less than 100k)

Can I appeal to get VS? I thought if mortgage approved then can get VS?
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this is how i gotten my PBB VS.

i applied loan from PBB for around RM450k. agent wanted me to get credit card, so i took the opportunity to get VS. while in negotiation on the loan rate etc etc, i pushed for VS to get it approved ASAP since the agent is the loan officer, so could get things done quicker (i guess).

income that time also slightly lesser than RM100k but EA Form already exceeded that amount with Bonus inclusive.

finally, gotten the VS, but rejected the loan offer since it's not competitive.
cybpsych
post May 18 2017, 07:59 AM

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QUOTE(chonghe @ May 18 2017, 07:52 AM)
Impressive. How can you get cc before accepting the loan? because the agent is loan officer?
Now that they already sent me Visa platinum (rubbish cc), so I am not really happy  cry.gif
Probably I just don't meet their requirement
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becuase it was 2 separate applications mah. one is mortgage, another is cc.

i did it on purpose to push the loan officer to settle my cc application. i guess she would get commission biggrin.gif

when i applied VS by myself, PBB also sent me Visa Platinum. after i received the card, i called-in to cancel it immediately. laugh.gif
cybpsych
post May 18 2017, 08:29 AM

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QUOTE(ronnie @ Apr 18 2017, 07:53 AM)
My last GRAB transaction was on 16 March 2017. 99.99999% sure it's consider as Online
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QUOTE(Devil4life @ May 18 2017, 08:22 AM)
Anyone tried Grab with PB VS? Entitled to 6% CB?

Saw CIMB CB card manage to get so see anyone here tied it with PB VS/Quantum
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last reported above, yes. but others say no.

so, TS removed from the listing until someone reported latest GRAB transaction to confirm.
cybpsych
post May 18 2017, 09:16 AM

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QUOTE(chonghe @ May 18 2017, 09:12 AM)
Just called to CS and officer immediately knows I want to appeal.

Wish me luck  rclxms.gif
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yep, get the officer to expediate the appeal and approval for VS thumbsup.gif they can have more say to push the sales to you (i.e loan)
cybpsych
post May 18 2017, 09:29 AM

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QUOTE(alvinfks78 @ May 18 2017, 09:25 AM)
5x 8x quato limited right?

Anyone manage to get cb for the 5x 8x promo completing transaction on

Wednesday or Thursday?  smile.gif
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search in here.

some reported until wed/thu also eligible.
cybpsych
post May 18 2017, 01:00 PM

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QUOTE(sendohz @ May 18 2017, 10:31 AM)
For paying insurance online such as AIA, anyone tried it with Quantum MC ?
Safe to assume it's doable?

If so i would cancel the direct debit to my Aeon CC and pay online with Quantum.
Since paying Aeon through Posonline has been permanently removed.
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safe to assume that Online works on both cards, VS and MQ.

unless someone reported otherwise biggrin.gif
cybpsych
post May 18 2017, 04:36 PM

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// 18 MAY 18 MAY (DGP) SWIPE MORE FOR CASH-WK7 50.00CR //

6x maxis @ maxispay, 2x tnb @ shopee


QUOTE(herc @ May 18 2017, 04:32 PM)
Hello, VS and Quantum got different statement date?
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if you have VS earlier, Quantum will follow VS'

however, i'm not sure if it's possible to change bill date for each, separately. biggrin.gif i prefer all follow VS.

This post has been edited by cybpsych: May 18 2017, 04:41 PM
cybpsych
post May 18 2017, 06:26 PM

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QUOTE(herc @ May 18 2017, 04:32 PM)
Hello, VS and Quantum got different statement date?
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QUOTE(MGM @ May 18 2017, 05:04 PM)
Yes, U can call CS to change the statement date for any card.
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u should reply back to the originating question
cybpsych
post May 19 2017, 07:40 AM

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latest verified description for syabas @ uobpayonline is ...

user posted image

for PBB VS, still eligible for 6% online monthly cashback. per CS, MCC is 4814.


fyi janson_kaniaz biggrin.gif
cybpsych
post May 19 2017, 08:27 AM

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QUOTE(MGM @ May 19 2017, 08:10 AM)
If mcc is 4814, then also eligible for 5x/8x promo right?
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ditto above.

since no mention of "syabas" and mcc is not Utilities, still got chance.

my syabas hardly more than RM6/mo anyway laugh.gif even overpay it with RM50, it will lasts me 8 months sweat.gif probably i might do this at the end of promo in July.
cybpsych
post May 20 2017, 10:28 AM

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QUOTE(hmwong @ May 20 2017, 09:29 AM)
Thanks, Sweetpea. That's a relief coz I purchased quite a bit without first checking.

Can TS update this on the first page for the benefit of others?

Thanks
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already there wat
cybpsych
post May 21 2017, 03:02 PM

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QUOTE(leo_kiatez @ May 21 2017, 03:00 PM)
U use all the your supplementary cards for payment at the same time for the same day? I thought spilt transactions are disqualified for 5x/8x swipe cashback contest?
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this is multiple payment, not split payment.

search back this distinction posted earlier.

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