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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post May 22 2017, 10:48 AM

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QUOTE(virgoguy @ May 22 2017, 10:41 AM)
any promotion for apply quantum card? (e.g : lazada voucher etc)
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nope
cybpsych
post May 22 2017, 11:06 AM

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QUOTE(chonghe @ May 22 2017, 10:59 AM)
Strange today is Monday but it seems like CIMB promotion is not there? All I can see is Maybank.

Dupe means create another account in shopback?
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same account in shopback, dupe in lazada

cimb got mah, on lazada desktop, but no more % rebate

http://www.lazada.com.my/cimb/

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cybpsych
post May 22 2017, 12:12 PM

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QUOTE(theozis @ May 22 2017, 12:06 PM)
In order to entitle for 5x/8x cb, may I know that what is the suitable time to purchase bill payment at shopee?
That day got people say to purchase in the evening but I cannot found the info
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around 9
cybpsych
post May 22 2017, 06:34 PM

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QUOTE(tonytyk @ May 22 2017, 06:23 PM)
some forumers experienced some (not all) transactions are not entitled for 6% cash back, you are the first one to report that all the transactions excluded from cash back.
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may not be that case. he only checked CS to verify.

only to be sure is to review mid-May or late-May or early-June statement.

to be safe, reduce shopee for the time being.
cybpsych
post May 22 2017, 07:35 PM

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QUOTE(MGM @ May 11 2017, 08:14 AM)
Looks like SOME(not all) of my  shopee-TNB transactions were excluded in the calculation of my VS supps' CB, for statements dated 10-May.
I suspect those trx I did on 8-5 but posted on 10-5 my statement date, could it be that these trx were to too late for CB calculation.
But 2 similar trx in d principle VS card were included for CB.
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QUOTE(MGM @ May 22 2017, 07:13 PM)
So far all my May shopee transactions were excluded from 6% CB in my latest 10May statement but no problem for those in April. Same for all my supps.
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last time was "some" for your supp cards, now all cards and all shopee transactions in May?
cybpsych
post May 22 2017, 08:53 PM

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QUOTE(MGM @ May 22 2017, 07:51 PM)
He He, Detective Sherlock holmes, last time haven't found out mah, after calling CS found out those in April OK but not May ones, statement for 11-April to 10-May. OK?
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hahaha confused on the sequence mah.

also, I don't believe CS can answer accurately. I'll wait for my June statement to verify May transactions.

this is a typical scenario whereby CS may not know exactly how the system behave.

let's see those with statement coming out later this month.
cybpsych
post May 23 2017, 07:23 AM

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QUOTE(janson_kaniaz @ May 23 2017, 07:00 AM)
I paid RM50 to Astro via their portal yesterday but my transaction has yet to be reflected in the payment history and I haven't received the SMS from them acknowledging the payment. Usually they are very fast to reply. Anyone did their payment yesterday and experienced the same thing? I called PBB to check and CS said the payment went thru...
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again, u didnt mention which card.

for VS, previously, the payment history is updated immediately upon successful payment.
cybpsych
post May 23 2017, 07:32 AM

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QUOTE(janson_kaniaz @ May 23 2017, 07:30 AM)
It's VS.
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odd indeed.

how about the outstanding amount in Astro? reduced by RM50 or still same amount?
cybpsych
post May 23 2017, 07:35 AM

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QUOTE(janson_kaniaz @ May 23 2017, 07:33 AM)
same amount.

checked payment history also and no trace of yesterday's payment.

will check pbb unbilled transaction tomorrow to see if really the payment went thru.
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yup, check tomorrow.

most likely wont get posted if Astro didnt claim the payment. the floating amount in PBB will just expire after 7 days.
cybpsych
post May 23 2017, 07:47 AM

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QUOTE(atjm88 @ May 22 2017, 11:39 PM)
May I know the MCC Code for Shopee for those who pay utitlities under Shopee and already received CB from Quantum Master Card and 5x/8x promo?

Is it 7278 Shopee Malaysia?

Thanks.
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yep, MCC 7278 for Shopee Malaysia
cybpsych
post May 23 2017, 09:38 AM

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QUOTE(alvinfks78 @ May 23 2017, 09:30 AM)
UOB payonline TNB bill no is it this?

[attachmentid=8838982]
I wasn't sure so i paid RM1 put this No. instead of the Invoice No.
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i usually just put "0" as bill no.

more important is Account Number.

fyi, tax invoice number = bill number.
cybpsych
post May 23 2017, 01:48 PM

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QUOTE(alvinfks78 @ May 23 2017, 12:23 PM)
How long after pay already the amount will be shown in MyTNB?

I paid yesterday, the portal today still not showing.
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i assumed u pay via uobpayonline, based on your previous post.

it WILL NOT be immediate update if pay via uobpayonline. it will take about +1-2 day to get transferred to your tnb account.

if u pay via mytnb portal directly, immediate update in the portal.

QUOTE(janson_kaniaz @ May 23 2017, 12:29 PM)
Just to update, the account in Astro is finally updated. Took them 1 day to update =.="
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sweat.gif finally. but kinda odd for the slow processing.
cybpsych
post May 23 2017, 03:55 PM

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QUOTE(chonghe @ May 23 2017, 03:48 PM)
just curious if quantum spend on retail e.g., nike shop no 5% cash back?
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what's the mcc for your transaction?

it could be under sports mcc.
cybpsych
post May 23 2017, 06:37 PM

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QUOTE(chonghe @ May 23 2017, 05:36 PM)
I was just asking, e.g., buying shoes from Nike in MV no 5%? Because if sports then it is not under those 4 categories of Quantum
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how to know got 5% or not?

unless someone buy there​ n report here or u buy there and report here.


cybpsych
post May 23 2017, 07:03 PM

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Week 8 swipe more​ cashback sudah masuk.

// 23 MAY 23 MAY (DGP) SWIPE MORE FOR CASH-WK8 50.00CR //

8x webe @ 24 Apr 2017 (Mon)

+2x unplanned spending on Tue and Sun.

This post has been edited by cybpsych: May 23 2017, 09:05 PM
cybpsych
post May 23 2017, 07:06 PM

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QUOTE(MGM @ May 23 2017, 07:03 PM)
PBB has reimbursed  CB for all those disqualified Shopee transaction done in May to my principle n supp cards. Hooray!!! Check your PBe accounts guys.
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they did it voluntarily to everyone ? or upon receiving complaints?

I guess all affected should file complaint to PBB to get the cashback adjustment.

biggrin.gif
cybpsych
post May 23 2017, 09:09 PM

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QUOTE(kevyeoh @ May 23 2017, 08:29 PM)
Nice!

Btw... what week are we in now for the swipe promo?
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the table is in the T&Cs

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cybpsych
post May 24 2017, 09:45 AM

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QUOTE(vin_ann @ May 24 2017, 09:36 AM)
want to ask:

how you guys gals pay for your Indah Water bill?

Are jomPay entitled 6% CB for VS ?
Tq
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should be no, cuz payment via PBe is not entitle for any cb.
cybpsych
post May 25 2017, 10:08 AM

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QUOTE(janson_kaniaz @ May 25 2017, 08:29 AM)
For the 6% cb, have you received it or you think it should be eligible to get. I'm just worried the description doesn't really tell it's online although the MCC code does.
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will wait for June bill. however, CS confirmed is Online trx.
cybpsych
post May 26 2017, 07:15 AM

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QUOTE(chonghe @ May 25 2017, 11:41 PM)
so it turned out that my appeal was rejected  cry.gif

so the only way is to pledge FD  cry.gif

but my question is is it really worth pledging FD? Say I pledge 20k FD, I would rather take the 20K and invest if I know how to invest wisely to gain greater return.

So what is the advantage of pledging FD just to get VS?
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dont "waste" money pledging for a cc. you could have better use for the sum of money elsewhere or emergency-use.

there are other cards out there that is comparable to VS. may not be 6% cb, but a lot of them having 5% which is good. if possible, shift spending to Amex primarily (bill payment via m2u), then other cards like Quantum (online/dining/entertainment/departmental).

for quantum, do a "separate statement" for Supp card, you'll get additional (standalone) cb apart from the principal.

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