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Credit Cards UOB Credit Cards v8, YOLO feature change! Min 8 swipes p/m

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cybpsych
post Dec 18 2017, 11:19 AM

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QUOTE(RitzyHoke @ Dec 18 2017, 10:34 AM)
Can someone please answer my question above sad.gif
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if u received the sms, you would also received the EDM via email, inside got a link to t&c.

I shared this previously. then link expired. new EDM I already deleted, so can't share here.
cybpsych
post Dec 19 2017, 08:58 AM

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QUOTE(adele123 @ Dec 19 2017, 08:32 AM)
I am not sure if they gave it thought before they came up with new T&C. UOB staff please read.

Given how YOLO works right now and how it will work in the future, it really doesn't make sense that new T&C can start few days after a new calendar month. it has to be right on the dot on the first day.

anyway, i'm gonna maximise my spending this month. get another RM49 or 50 rebate, and stop using until i figure out how to swipe 8 times a month.
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yeah same thought.

to be safe and peace of mind, treat effective change as 1 Jan.

whatever spending for old t&c, complete by 31 Dec.
cybpsych
post Dec 19 2017, 08:08 PM

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something to think about the new T&C. definitely nobody knows how it works, probably will take 1-2 months cycle to observe the behavior.

cashback pool is based on FCFS. what is the definition of FCFS then?

1) earliest to achieve 1st swipe? meaning the 16th swipe can be last day of the month? then all your transactions eligible to full cashback?

2) earliest to achieve 16th swipe? meaning all 16 swipes must be completed as early as possible to activate cb?

2a) if earliest to achieve 16th swipe (and activated cb), what will happen to later transactions? are those eligible for cb?

2b) does the 16th swipe is tracked by transaction or posting date? meaning, if you you swipe on 1st of the month, but somehow one merchant posted your 16th swipe very late, e.g. mid-late of the month, what will happen? is the cashback activated?

3) earliest to achieve 8th swipe first, but later can "upgrade" the cb tier with 16th swipe later?

This post has been edited by cybpsych: Dec 19 2017, 08:14 PM
cybpsych
post Dec 23 2017, 07:35 AM

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QUOTE(ktyong123 @ Dec 23 2017, 04:52 AM)
if i purchase a plan at http://www.tunetalk.com/my/ms/coolplan/data/vibe#sub-form, is it eligible for CB or not under new t&c?
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if no reports in post #1 or in any uob threads, then try yourself. nobody can guarantee.

all those info in post #1 were reported by forumers using the card.
cybpsych
post Jan 1 2018, 05:28 PM

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QUOTE(tonytyk @ Jan 1 2018, 04:16 PM)
Any idea whether uob payonline payment gateway have same timezone as malaysia or shopee’s (ie GMT/ 8 hours later than out time zone)?
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try pay a small amount e.g RM1 just after midnight lor, see when it get recorded as the transaction date.
cybpsych
post Jan 2 2018, 11:09 AM

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QUOTE(nattan415 @ Jan 2 2018, 11:06 AM)
I just saw my unbilled transaction for my UOB One Card
I got charged for Annual Fees....
When I first registered, they told me no annual fees  ranting.gif
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now already after year 1?

try call CS to beg request waiver.
cybpsych
post Jan 2 2018, 11:32 AM

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QUOTE(nattan415 @ Jan 2 2018, 11:16 AM)
i think 11 months, next month should be 1 year alr
yeah, when I applied, they told me there wasn't any annual fees.........
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i think this is correct. meaning it's already free for year 1, now this new AF is charged for this year.

regardless, call CS.
cybpsych
post Jan 2 2018, 01:51 PM

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QUOTE(nattan415 @ Jan 2 2018, 01:49 PM)
but then when i first signed up, they told me there wasnt any AF....  ohmy.gif  ohmy.gif
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partially correct mah, 1st year no AF. laugh.gif

always always ask for full details from the agent/bank. do your homework from bank website, read the T&C and documentations related to the card.
cybpsych
post Jan 3 2018, 11:51 AM

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QUOTE(~Eveready~ @ Jan 3 2018, 11:50 AM)
Anyone receives Dec 2017 cashback already?
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if yolo, why would you think they credit the cb this early of the month?
cybpsych
post Jan 4 2018, 03:06 PM

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QUOTE(paogeh @ Jan 4 2018, 03:02 PM)
For YOLO,
i only used shopee to buy ,
every month ~840 ,
but i get no rebate since NOV till now ....?? ?? ??

For the new YOLO term,
if i swipe RM500 + RM350 ===> 2 TRANSACTIONS only ...
still entitle the RM50 CB ?
or need minium 8 swipes ?
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new YOLO t&c. read it thoroughly. the link is at post 1.

previous yolo spending, elaborate more.
cybpsych
post Jan 4 2018, 06:02 PM

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QUOTE(kwokwah @ Jan 4 2018, 05:45 PM)
New Yolo qualifying spend (wef 5/1/18) is only based on the following:
1.Online Spend,
2.Dining Spend and
3.Travel Spend category.

8 - 15 transactions @5%
>=16 transactions @ 8% but capped at RM50 & total RM110K payout.
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errr what's new then?

these already been published in the T&Cs.
cybpsych
post Jan 5 2018, 02:13 PM

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QUOTE(tonytyk @ Jan 5 2018, 02:06 PM)
is it stated in TnC?
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did u read the T&C?
cybpsych
post Jan 8 2018, 09:13 AM

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QUOTE(smallyfry @ Jan 8 2018, 08:57 AM)
UOB one card still has pool or not?
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"still"??

did it have cb pool to begin with?
cybpsych
post Jan 10 2018, 03:24 PM

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QUOTE(mamamia @ Jan 10 2018, 03:13 PM)
TS can put the revised TnC for Preferred Platinum card, up to 10% cashback on Utilities, Dining & Card on File.

http://www1.uob.com.my/assets/pdf/tnc/Pref...inum-tnceng.pdf
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now they correct clause 5 biggrin.gif

user posted image
cybpsych
post Jan 10 2018, 03:46 PM

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QUOTE(mamamia @ Jan 10 2018, 03:29 PM)
At least to better clause...  rclxms.gif

But, I'm confuse with the TnC on Utilities cashback, is it only applicable to Standing Instruction?

If I refer to Clause 13, it mentioned that no cashback for Utilities bills (Clause 13 l), but, at Clause 13 n,  Bill Payments (subject to Clause 2);

Confusing tnc  unsure.gif
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yeah, that particular clauses conflicting each other laugh.gif still not fixed.

from clause too, it was written as "shall include Standing Instruction", which means manual payment is eligible by default. but clause 13 "wiped" it off rclxub.gif laugh.gif
cybpsych
post Jan 12 2018, 07:41 AM

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finally "reactivated" my YOLO usage after many months of inactivity laugh.gif

bought 2x GSC tix for Saturday. paid RM11. discount worth RM22. thankyou UOB!
cybpsych
post Jan 12 2018, 07:57 AM

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QUOTE(David83 @ Jan 12 2018, 07:55 AM)
Applicable to buying online too?
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counter purchase not eligible.

hence the RM1 (0.50x2) booking fees in the final price (5+0.5) x 2
cybpsych
post Jan 12 2018, 08:17 AM

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QUOTE(adele123 @ Jan 12 2018, 08:12 AM)
Luckily I check the thread. Didnt know advance booking also can. Woohoo.

Cheapest ticket bought ever.
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luckily not finished, yet.

almost waited for midnight to buy, too tired, just try this morning laugh.gif

since limited to YOLO, may not finish that fast.
cybpsych
post Jan 13 2018, 03:09 PM

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QUOTE(Evrae90 @ Jan 13 2018, 03:07 PM)
Hi all,

I transferred RM3500 from Maybank savings to UOB credit card. UOB only reflects RM1500.

Transfer was done yesterday night instant transfer.

Anyone knows why?
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bump you here. no need create new topic, which will eventually deleted.

do you have multiple UOB cards?

if yes, have you checked whether the balance RM2000 went to the other cards?
cybpsych
post Jan 14 2018, 07:41 PM

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QUOTE(Evrae90 @ Jan 14 2018, 07:39 PM)
Yes, it went to other cards. First time I've experienced this. Previously it didnt happen e.g. if i paid for UOB VISA then UOB VISA balance will reduce, and the same for UOB MASTERCARD.
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only UOB do this "auto-apportion" of payment.

call CS to DISABLE this "feature". a lot of ppl got trapped by this so-called feature.

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