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> [New!] Public Bank Quantum Credit Card, 5% Cashback, RM36k annual income, no AF

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TScybpsych
post Mar 23 2017, 10:45 AM

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QUOTE(Duckies @ Mar 23 2017, 10:44 AM)
Does grocery counted under departmental stores? Hmm...
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unlikely

it's 2 different categories
Duckies
post Mar 23 2017, 10:49 AM

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QUOTE(cybpsych @ Mar 23 2017, 10:45 AM)
unlikely

it's 2 different categories
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Hmm like that the Dining and Online....only the Dining part is useful - can replace HL Mach since Online can use CIMB CR. Plus this PBB Quantum Online also might not be able pay for utilities like CIMB CR (need to confirm though)
TScybpsych
post Mar 23 2017, 10:51 AM

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QUOTE(Duckies @ Mar 23 2017, 10:49 AM)
Hmm like that the Dining and Online....only the Dining part is useful - can replace HL Mach since Online can use CIMB CR. Plus this PBB Quantum Online also might not be able pay for utilities like CIMB CR (need to confirm though)
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cimb cr is more stringent for online transactions. even pay bills online doesnt count.

with quantum, at least u can cover RM600 worth of online bill payment.

if u got m2card, then can ignore Quantum.
Duckies
post Mar 23 2017, 10:53 AM

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QUOTE(cybpsych @ Mar 23 2017, 10:51 AM)
cimb cr is more stringent for online transactions. even pay bills online doesnt count.

with quantum, at least u can cover RM600 worth of online bill payment.

if u got m2card, then can ignore Quantum.
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If bill payment such as Unifi and TNB can be used on Quantum then I can play around the CB cap! Sounds nice!

Also I wonder PTPTN payment also considered online? Currently macam can pay with AMEX.

This post has been edited by Duckies: Mar 23 2017, 10:54 AM
doppatroll
post Mar 23 2017, 10:53 AM

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good luck those who applied plumbic bank...those bank are like along.....
doppatroll
post Mar 23 2017, 10:53 AM

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good luck those who applied plumbic bank...those bank are like along.....
daz
post Mar 23 2017, 10:57 AM

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if apply for this card, still eligible to get the valentino creations 3-in-1 travel set?
cHaRsIeWpAu^^
post Mar 23 2017, 11:01 AM

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QUOTE(doppatroll @ Mar 23 2017, 10:53 AM)
good luck those who applied plumbic bank...those bank are like along.....
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luls if you pay your credit card on time, i dont see how they can behave like along.

so far i constantly got rm50 cashback monthly.

be a smart and discipline consumer.
TScybpsych
post Mar 23 2017, 11:03 AM

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QUOTE(doppatroll @ Mar 23 2017, 10:53 AM)
good luck those who applied plumbic bank...those bank are like along.....
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all banks are legalized along la
vin_ann
post Mar 23 2017, 11:03 AM

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QUOTE(ar188 @ Mar 22 2017, 07:48 PM)
capped at RM30 per monthly statement cycle

aiyoh..got any cash back card with higher cash back limit?
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i think the card requirement is low thus spending power will be limited, thus only RM30.

QUOTE(cybpsych @ Mar 22 2017, 07:49 PM)
UOB YOLO 6% with RM50 cb, but cashback is tier

or higher card PBB VS, 6% with RM50 cb
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cant benchmark this card Vs PBB VS le...
extinct_83
post Mar 23 2017, 11:05 AM

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Is the cashback RM 30 per category per card or combined? For example:
1) RM 30 for dining and RM 30 for online (Visa)
2) RM 30 for both dining and online (Visa)
TScybpsych
post Mar 23 2017, 11:05 AM

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QUOTE(vin_ann @ Mar 23 2017, 11:03 AM)
i think the card requirement is low thus spending power will be limited, thus only RM30.
cant benchmark this card Vs PBB VS le...
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no 1 card can satisfy all le

if he want more​ cb, go higher card level laugh.gif even MBB VS is good.
Duckies
post Mar 23 2017, 11:06 AM

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QUOTE(extinct_83 @ Mar 23 2017, 11:05 AM)
Is the cashback RM 30 per category per card or combined? For example:
1) RM 30 for dining and RM 30 for online (Visa)
2) RM 30 for both dining and online (Visa)
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I think 30 is the cap which combines both dining and online. Correct me if I am wrong.
TScybpsych
post Mar 23 2017, 11:06 AM

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QUOTE(extinct_83 @ Mar 23 2017, 11:05 AM)
Is the cashback RM 30 per category per card or combined? For example:
1) RM 30 for dining and RM 30 for online (Visa)
2) RM 30 for both dining and online (Visa)
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rm30 cb for both categories combined.
psyduck89
post Mar 23 2017, 11:08 AM

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QUOTE(vin_ann @ Mar 23 2017, 11:03 AM)
i think the card requirement is low thus spending power will be limited, thus only RM30.
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CIMB CB platinum cap at RM50
but rebate 2% only...

requirement oso low
ar188
post Mar 23 2017, 11:18 AM

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QUOTE(vin_ann @ Mar 23 2017, 11:03 AM)
i think the card requirement is low thus spending power will be limited, thus only RM30.
cant benchmark this card Vs PBB VS le...
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why? i dont mind using this card if got higher cap, even if i have infinite already, free money is free money. biggrin.gif
VS level still not infinite mah ..
glamour
post Mar 23 2017, 11:20 AM

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i want
omgimahero
post Mar 23 2017, 11:41 AM

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zamans98
post Mar 23 2017, 11:44 AM

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seather
post Mar 23 2017, 11:51 AM

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for pure cash back, i think HLB fortune card is quite nice..

max RM50 cash back per month on any spending... 1%

then if u spend >108k per annum, get rm1800 bonus...

n if u don withdraw the cash, the cash will earn FD rate interest..

of coz, no points la..

This post has been edited by seather: Mar 23 2017, 11:52 AM
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