Hi guys how do you send money cost effectively to your parents back home in Malaysia?

Another question, how do you for example pay for whatever loans you have in Malaysia? Like house loan and car loan.

I'm working in SG but need to send some money back to my parents and pay for some loans

SGD to MYR

is the rate better than transferwise, instarem, bigpay for cimb sg to vimb my? Thanks!

May I know hows the rate? it is following actual market rate or slightly lower thn market rate?

Hey everyone, I have a non VTL Jetstar flight to Singapore on 27 March. I recently tested PCR positive but have since recovered, do you guys know what documents do I need to board the flight?

I have checked with our covid hotline and they say Malaysia doesn't issue Covid recovery memo...

i thought for SG
pre depart arrival is ART only? and no need arrival art ?

Sry off topic here, I wanna travel to Singapore next 2 week what are the requirements before entering Singapore for travel purpose? Submit SG arrival card only?

Hi everyone,

Would like to get some insight as this will allow me to make some informed decision.

Started working in Singapore in August last year. Then I change company in November. I should be confirmed within this month and am expecting to receive a raise about 10%. I am commuting daily from JB and on the weekend go back to Perak to be with my wife and kids.

Now, when I was applying for job back in October I applied to hundreds of company and now 1 of them come back to me. They want me to be base in Malaysia office. But payroll will be under SG entity and they will apply work permit for me. I want to know what is the tax implication? Do I declare in MY or SG? If I declare in MY I will lose a lot because there's no 1)EPF for me and 2) will cause taxable income whigher. The annual salary is less than 40K SGD so I will be paying less tax in SG compare to Malaysia. But if I declare tax in SG, monetary wise will be advantageous for me due to 1) less tax and 2) will be able to eliminate 2000 i put aside just for my expenses in johor, going to work, food by myself.

First SGD40K is tax at SGD550 whereby first 100K is tax at 10,700.

I found this statement below. Do I fall under individual who exercise an employment?

Individuals who are physically present or who exercise an employment (other than as a director of a company) in Singapore for 183 days or more during the year preceding the year of assessment are treated as residents for that year of assessment.

Hope i can get some advice on this.