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 Working in Singapore V20, All About Living in The Little Red Dot

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Fiona Chin
post Mar 7 2018, 11:32 AM

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QUOTE(oldbirdsong @ Mar 7 2018, 11:09 AM)
Because you are the very lucky one!

But no everyone is as lucky as you can work for big bank and earn big salary!

Just like not everyone can get 1st class degree.
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Ish true. My last few months of working 10am reach office, 12-2 lunch, 3 drink tea and 4 ish go home. End up jobless now so you choose. When still junior office girl, work 14-16 hours day day.
Fiona Chin
post Mar 20 2018, 11:31 AM

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QUOTE(oldbirdsong @ Mar 20 2018, 10:19 AM)
Answer: $20

Totally day light robbery!
user posted image

https://coconuts.co/singapore/news/malaysia...hard-foodcourt/

Malaysian man who just moved to Singapore gets shook over $20 nasi padang at ION Orchard food court
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Only the rich order seafood at chap fan leh carrot head biggrin.gif .
Fiona Chin
post Mar 22 2018, 10:07 PM

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QUOTE(oldbirdsong @ Mar 22 2018, 04:17 PM)
Can also consider banks, they money is much better and good work life balance! Most banks annual leaves > 20 days!
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28 days annual leave, paid sabbatical after 7 years, fly biz class, stay atas hotel biggrin.gif . Don't know why I left cry.gif .
Fiona Chin
post Apr 9 2018, 04:58 PM

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QUOTE(huaweie5830 @ Apr 9 2018, 04:17 PM)
Lol

Well part of it

I just feel laughable whenever I saw Malaysian keep complaining about Malaysia, while working, living and spending in Singapore, helping SG to push up the rental and prop price. Becoming cheap labour and help improve their economy.

I know many jb people, not even going back to JB once in a month, say traffic jam , etc, lazy and tired when go back, don't talk about people from other states.

Suddenly becoming patriotic every 4 to 5 yrs time is such a comedy show for me.

Not sure how a Malaysian can help contribute and help improve Malaysia, and I dare to say this coz I am previously a malaysian too, for a normal person not to accept this fact, they  either too naive or too ignorant to accept the reality ......
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No hear 身在曹營心在漢 before meh? Waiting one day go back to 漢, or maybe will go balik cina sweat.gif . Waiting the date then go back defend my gahmen fixed deposit state rclxm9.gif .

SG you also will face the same thing what when election come.
Fiona Chin
post Apr 9 2018, 09:06 PM

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Y all like say till when malao in sg go back vote sure vote opposition one? Nobody like me go back vote timbang?

Going back to vote is duty as citizen. What patriotic what make a difference. Vote who is another issue.
Fiona Chin
post Apr 17 2018, 01:43 PM

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QUOTE(55665566 @ Apr 17 2018, 08:30 AM)
my "stupid" friend thought can rebate 5% anyhow until i told him he need to spend minimum amount per month.
but most of the time, as young singles in sg, how should we spend that much in sg, on cc lagi..
every week go restaurant meh?
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So faster get married have few kids then settled. Can claim baby bonus here and there too.
Fiona Chin
post Apr 27 2018, 12:43 PM

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QUOTE(tigersam @ Apr 26 2018, 07:39 AM)
Hi all the sifus here. I just want to seek some opinion.
I recently got an offer from Singapore, it's basically a transfer to a different entity within the group. Current salary is around RM17k, if convert to SGD its only around SGD$5700.

Is it unreasonable to ask for at least SGD$13? My logic is based on cost of living parity..., take my current package (RM17k) and add the differential in living cost (RM2k) then reduce it by 30%... to the dollar... Also given the fact I need to relocate my family (with kids) and taking into consideration that my wife may not be able to find a job.

Are there any simple formula that I can use to justify the amount? Appreciate the advice. Thanks.
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Kids very expensive leh in SG. 13k single income also need to think twice. Expat package for relocation, take care wife and kids. Applicable mostly to amdk. Go survey the market rate around. Not conversion.
Fiona Chin
post Apr 27 2018, 03:57 PM

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QUOTE(ldhong @ Apr 27 2018, 02:05 PM)
Fiona jie,

13k single income not enough? For you only is it?

Your kids made of gold?
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3 kids 1 more coming flex.gif . Full time mum, only the dad working. Single income the dad will stress out, whole family depend one source, back from work show the black face. Every month expenses so much eh. When they sick ah, they don't see your monthly budget one, take turn sick when budget burst.

QUOTE(oldbirdsong @ Apr 27 2018, 03:01 PM)
Have you ever raise kids in SG?

13K single income noy enough, unless your life style is having big car, live in lux condo & a maid and kids go intl schools.

If you prefer HDB or low end condo, Grab or JP car, no maid and govt school for kids, $13K pm you even can save 20-30%!
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Kids not PR can't go gahmen school. 3 kids no maid will die. HDB or low end condo they play ironman fly down from window how? Middle of the night fever vomit and cry call grab car come the brain burnt how? Weekend need bring them out eat play pang sai, suddenly need pay so much.
Fiona Chin
post May 2 2018, 01:43 PM

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QUOTE(oldbirdsong @ Apr 30 2018, 10:45 AM)
Kids not PR can't go gahmen school? Are you sure?

Then why EVERYDAY there are thousand of primary/secondary school kids crossing the causeway to SG wearing SG school uniform for what?

See https://www.moe.gov.sg/admissions/international-students

Your life style is middle-upper class but doesn't mean all other families need to live the same as you.

There are so many families with 3 or 4 more kids, no maid, no car, live in HDB.
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My kids don't look smart enough to compete with foreign talents, enroll to outskirt primary school also got problem. Just hope a happy life for them will do. My life style not middle upper class leh. The guy coming over 17k rm or so should be atas class right in Malaysia, why come here stay HDB become the 80%.
Fiona Chin
post May 2 2018, 09:02 PM

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QUOTE(oldbirdsong @ May 2 2018, 02:08 PM)
"My kids don't look smart enough to compete with foreign talents" - Where got parents say their kids not smart one?

That RM17k guy wants S$13K in SG which is RM39k!

Good luck to him!
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The kids grow up healthy and happy can already. No need become dragon become phoenix.

13k quite common in the banking sectors actually.
Fiona Chin
post May 8 2018, 09:58 AM

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All set back home. Tatap!
Fiona Chin
post May 18 2018, 04:41 PM

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QUOTE(ThanatosSwiftfire @ May 18 2018, 11:33 AM)
sgdmyr surprisingly steady. was expecting it to laosai so i can send money back sad.gif
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See the old folks council so many super stars. Got read ah pek kuok memoirs or not. Gam siah rm not strengthen like mad cow first la.
Fiona Chin
post Jun 4 2018, 10:47 AM

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QUOTE(Find The Way @ Jun 1 2018, 06:59 PM)
Sorry for the confusion. Like what Kenny mentioned, it's short form for Singapore PR. Many versions back, people on this thread typed SPR more often than Singapore PR and I learned from them tongue.gif

I supposed your question is for raising kids? I'm not married yet, so can't tell from experience. Academic stress in Singapore is higher than in Malaysia in general. It's not uncommon to hear parents lament that even primary school syllabus/homework sometimes can be complicated for parents themselves. There was this theory that school purposely make it tough so that parents will be more involved and engaged with children's education, which also helps to foster closer relationship. Regardless of the theory validity, I personally feel that parents (at least one of them) have to be able to allocate time for children everyday, so that they don't face those stress alone. I've seen case, kid crying helplessly, while parents were too busy with works. That hurt my heart.  sweat.gif If my children grow up like that, I would worry about their phycological health and personality. One of my friends moved back to Malaysia for the same concern, as her profession was quite demanding in terms of working hours. If working hours is manageable for your job or your partner's, this shouldn't be a concern.

School admission can be another headache. Many of my non-citizen colleagues end up sending their children to international school, I suspect their salary are much higher than mine  hmm.gif
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People here will say 80% of kids here is like that what, both parents go out to work, study at government school, piles of homework, tuition, hobby class etc etc, its the trend, you don't start early next time you pick card board.

I left my job take care my kids giving them similar childhood like mine. Thinking of home school less stress. We moving between SG and MY on and off because of the dad's work. The kids like SG, bigger space to play with their pets sweat.gif but they don't know how expensive they are in SG compared to MY.
Fiona Chin
post Oct 15 2018, 12:25 PM

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Malaysia so much cheaper to raise kids and family. But the thought of sending them to overseas uni with RM make it more expensive than SGD. But retirement in Malaysia is cheaper again. So pro and cons la just follow your needs and live your life.
Fiona Chin
post Oct 16 2018, 02:16 PM

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QUOTE(wastedtime @ Oct 15 2018, 02:54 PM)
Hi All,

My application for SPR just granted in-principle approved.

However, something came up and I decided to work in SG for another year or 2 and will move back to MY after that, does it worth to convert from EP -> PR?

Thanks in advance for reading my post and those who shared your opinion on this.
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Just take it and keep it lo. Nothing to lose what. Who know after 2 years you still here that time regret also no use.

QUOTE(KilJim @ Oct 16 2018, 10:01 AM)
If you factor the fact that "who knows plans may change" then you're changing the situation he is in...

Why would you want to lock-in your personal money in CPF if you're not going to be in SG?
Also if you get your PR and give it up later on, you'll never be allowed to apply for PR again in the future - all of that for 2 years of CPF at the lower 1st and 2nd year contribution rate?

Might as well keep your future options open, maybe 10 years down the road you may want to come back to SG and apply for PR again
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But his application approved already, no take now mean reject ma equal same as give up? Both also die, one die later of cause choose die later lo.
Fiona Chin
post Nov 11 2018, 05:48 PM

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QUOTE(ThanatosSwiftfire @ Nov 9 2018, 02:45 PM)
1. PR children get cheaper school fees.

2. can buy hdb after 3 years if both pr

3. can change job easily. EP like myself find it hard to change jobs.

4. alot of free or disciunted fares for museums etc.
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How do a retired housewife get PR renewal ah? SG Gahmen no mandatory housewife CPF contribution from husband like Pakatan.
Fiona Chin
post Nov 14 2018, 10:53 AM

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QUOTE(nonadoes @ Nov 13 2018, 05:44 PM)
any of you tries to move few hundred Ks of MYR and convert to SGD?
Can share how you guys do it?
Purpose is to pay properties downpayment.
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Go money changer. Ask them reserve 1k notes for you. 10k notes very rare now. Have to declare when at immigration.
Fiona Chin
post Nov 14 2018, 04:30 PM

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QUOTE(nonadoes @ Nov 14 2018, 02:40 PM)
MYR -> SGD
Yes.
Withdraw few hundred K MYR notes from bank and bring it to money changer?
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Hire security escort you lo with the difference you save. Need to inform the bank also for the cash. If you have few hundred k in saving premier status already the manager will come out layan you. The withdrawal will be done in some room and a guard will escort you out la. Money changer also can go into their room. Find those establish one and inform the people to arrange for you. Small counter where got 100k sgd notes stand by everyday. You want the cheapest rate right biggrin.gif

Anyway, now got all those online portal can transfer here and there with better rate than bank.
Fiona Chin
post Nov 20 2018, 05:11 PM

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QUOTE(coolguy99 @ Nov 18 2018, 09:14 PM)
It's at least 50% cheaper if you buy it in Malaysia? Having said that I don't do that though unless I am flying.
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Changi is more relax. Woodlands like scanning packs of foreign workers everyone is suspicious and changi is like expat treatment.
Fiona Chin
post Jan 7 2019, 05:06 PM

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QUOTE(ooshaolinoo @ Jan 7 2019, 08:36 AM)
Got 2 friends got difficulties to renew PR even though employed by SG company and got declare income from the company. Maximum ICA only renew for 1 year after meet up with ICA officer. I think this is due to they are not coming in SG. Probably only 10 times per year.
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Not sure about the criteria. My parents both did not get any issue at renewal, but my bro was asked to come back for interview but still 5 years while my sis only get 1 year. Sooner or later they will be rejected I suppose as they hogging the quota while contributing nothing. All of them go SG transit got la but never stay there more than 10 days.

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