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 Working in Singapore V20, All About Living in The Little Red Dot

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Fiona Chin
post Jul 18 2017, 04:12 PM

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QUOTE(evangelinezhang @ Jul 18 2017, 12:18 PM)
I'm sorry Fiona. I didn't mean it. Sometimes I just too straight forward.
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Surely they has choose the most better choice by coming to SG to work base on their condition. U think they enjoy jamming and pushing around smell other ppl sweat and exhaust gas. When family need money for milk powder, pay school fee all these hardship is nothing. Who wants travel in out early morning back home late night if they has better option on home. My dad young time labourer on site, say some ppl look him down like cheap worker, but some r good also help him go through hard time.
Fiona Chin
post Jul 25 2017, 11:33 AM

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QUOTE(Secruoser @ Jul 24 2017, 04:14 PM)
p/s: Good to know but not that important:
For a lady who doesn't like to be touched by men (even accidentally), is it not advised to take MRT? How about buses? Are they good enough to travel to work places? Also, I heard from someone who's worked in SG for 7 years, she said SG is generally safer than MY and no issue for a lady to walk alone at night, but there is a lot of weirdos and perverts? Can anyone confirm this and to what extent? Do I need to sweep my rented room for spy cameras or anything crazy?? Thanks!
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Got any lady who like to be touched ah in MRT? They have been talking about the female only cart for quite sometime. Bus will also be packed standing I assumed.

SG is relatively safe but don't mean its totally safe. Still have to pay attention to the surrounding. Compare to 20 years ago it felt like its getting bad but it still much better than MY. First time my in-laws come visit us they were surprised why the house don't have any metal grills. That is how safe people feel in SG. But on and off you will see cases like outrage of modesty or some minor robbery cases. Ragut sure don't have in SG. Maybe of the high COE investment they need to come up with before can afford a bike to ragut laugh.gif .

This post has been edited by Fiona Chin: Jul 25 2017, 11:36 AM
Fiona Chin
post Jul 26 2017, 10:22 AM

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QUOTE(homobium @ Jul 26 2017, 10:02 AM)
hi guys, can i check if PR can buy landed house in SG?
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QUOTE(OldKidz @ Jul 26 2017, 10:06 AM)
everybody also can buy, just there is big difference of the amount tax you paying as non PR, PR and Citizen.

Executive condo or HDB, than Citizen can get new/1st hand. PR got certain rules etc.
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PR can buy but need approval from SLA, they will give u tonnes of restrictions, mainly to protect the limited land they have and not for u to profit from it. Still, very hard to get approval now.

Or u can go sentosa cove and compete with the world tycoon in price.
Fiona Chin
post Jul 27 2017, 09:47 AM

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QUOTE(Blues89 @ Jul 26 2017, 05:23 PM)
i schedule appt early,i got my physical pr card just nice reach 2 years .

those studying here can apply pr str8 ba i think...
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No more this scheme I heard. My hubby time yes. He got his PR 3 weeks working after graduation, not even got pay slip yet. Got few juniors say ICA don't send them the invitation letter anymore. Have to apply like the sheep pack go click for e-appointment slot and some will get rejected. Local grads no use one. FT from mangala university is bestest.
Fiona Chin
post Aug 7 2017, 11:41 AM

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QUOTE(justified @ Aug 6 2017, 09:33 PM)
ay I ask how do u guys transfer money to malaysia for your parents ? i was told TT is the only option and could cost around 20 SGD/transcation ?
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Can bring a lump sum back and keep in Malaysia bank then give them every month.
Ask friend to trade MYR/SGD through online among yourselves.
Go money changer ask them do transfer to Malaysia bank.
Fiona Chin
post Aug 15 2017, 02:11 PM

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QUOTE(ldhong @ Aug 15 2017, 11:19 AM)
Perhaps, tailtwist still got property or assets in MY not willing to give up.

That's why holding on it.

MY is going backwards now towards 3rd world country. Why retire in MY?

Nobody know what will happen to MY 30 years later.
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Nobody know what will happen to SG 30 years later too. Converting to SG citizen is a one way ticket. Up to you though your preference.
Fiona Chin
post Aug 27 2017, 02:49 PM

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QUOTE(ThanatosSwiftfire @ Aug 26 2017, 11:06 AM)
good move. if u decide to be here, please just convert.
infant care costing me 2k sgd.
immunisation and doctor checkup recently sgd200
giving birth costs abt 8k sgd (thankfully simple, otherwise emergency c section another 4k).

if u singaporean, at least after subsidy only 1.3k.
singaporean baby can go polyclinic i think alnost free for immunisation.

getting a confinement lady from jb recently cost me abt sgd3.5k (theres a 200 bucks levy, application fee for her nanny permit, and sum rule abt angpaos etc)

singapore is safe for u physically, but i hope u make alot of money so that u can withstand the very real financial pressures.

my friend recently, after working 5 years here as a professional (earning abt 8k pm now) finally got the downpayment to buy a 700k condo. (400+ sq ft). if married and both PR or citizen can buy hdb can easily save a big chunk of that.
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Baby so expensive in SG cry.gif . We are considering to move back to MY because of the kids. Not sure why MY parents prefer SG education, we both study here and don't like the system here. Too competitive and stressful. Path of success is destined at a very young age. Colleague kid 3 years old can recite time table already. My eldest kid still don't know what is 1 2 3.
Fiona Chin
post Aug 28 2017, 11:48 AM

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QUOTE(ThanatosSwiftfire @ Aug 27 2017, 03:04 PM)
Fiona-jie u sure onot? Move back means sacrificing your GCB and X5 leh!
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Have to let them live a hard life first. Too comfortable already, will become spoiled brad if uncontrolled. IF the house can rent out can retire in MY de. Rent enough to slow slow eat.
Fiona Chin
post Sep 14 2017, 11:00 PM

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QUOTE(Frank3 @ Sep 13 2017, 04:55 PM)
Same with you, enjoyed every single stuff from here, Bus/MRT is better than jam in KL, even train fault is better than crazy traffic jam in KL that need 2hrs from cheras to city. Work wise, i found SG is definitely better, if you work in good company and work with good team/boss.

I can afford to buy house with CPF, not like KL, the property price is killing. I dont mind living in small house, since i grow up in spacious house with big gardens/ponds and a lot of animals such as horse, monkey, ducks, gooses, dogs, chickens, lizards..and other wildlife. I found that big house is highly required maid for house cleaning everyday (Imagine you and wife live in a big house, will you clean your house for hours after work?). I found that small flat is very suitable for me since it very easy/fast to clean. 

Not to mention of spending power, safety, infrastructure, fast pace culture and multi race culture, which suit me very well because i am the person who like to learn, interact with people over the world, make new friends, travelling because of currency/business trip (MNC).
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When I first came to Singapore I was so envy of those people who stay in HDB and Condo. Only the rich stay in high rise back in hometown. Yeap maintenance for a landed housing is expensive. Staying in family house. Looking at the bills and maintenance fee, can't afford it as employee if parents not paying for it. But prefer my kids grow up having a garden to play rather than staying in a confined space.
Fiona Chin
post Sep 18 2017, 11:49 AM

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QUOTE(kevin613 @ Sep 15 2017, 12:30 PM)
exactly my thoughts...
guess i've been here long enough liao...
i grew up in a place where i can go "outdoor" without getting outside of house compound..
my kids now cant go outdoor without adult supervision, so weekdays they're confined to the limited space available to them within the house.
cycling, running, jumping, playing with balls, all inside the small living room..
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Happy childhood rclxms.gif . Always make noise to go back grandparents' place play with cousins every week. When leave on Sunday will cry one console.gif . Actually we decided to go back to Malaysia soon because we prefer life there for the kids. Not so much stress. As long as they don't become useless 3rd gen and throw all the money away will be sufficient to excel already.
Fiona Chin
post Sep 18 2017, 03:26 PM

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QUOTE(tailtwist @ Sep 18 2017, 01:34 PM)
well...if you and your spouse can look past the current political government and its policies(education/opportunity/equality)....then by all means moving back to Malaysia make sense....
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Old already can compete here also same, replaced by new foreign talent, cheaper, better, faster.

QUOTE(ThanatosSwiftfire @ Sep 18 2017, 02:50 PM)
your kids not singaporean meh? how to go back?
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No la, pure Malaysian baby, not even SG PR.
Fiona Chin
post Oct 11 2017, 10:34 AM

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QUOTE(giorgene @ Oct 10 2017, 05:02 PM)
PR application for my son already 1 year still no news, just re new LTVP for him..
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So frustrated right?

QUOTE(WallChecker @ Oct 10 2017, 09:42 PM)
Other than kevin613 said..
Its also depending on age of your son, and profile of yourself and spouse. That's my personal view anyway, not that I know what ICA officer/checklist.
It can varies from income level, employment type/industry, age of your son and spouse status. It can be hybrid combination.

On a side note, based on my observation SG is commercialized and realistic. As long as your family/kids can contribute to economic & workforce growth, they will surely approve it. But if u are nearly retirement age, withdrawing huge income, they will still consider and highly chance of rejection. They do see outlook of your contribution to nation haha.
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Any idea what will happen when old age retired can't work but plan to stay in SG for retirement? No more PR?
Fiona Chin
post Oct 13 2017, 12:08 PM

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QUOTE(morgana_jara @ Oct 12 2017, 11:23 PM)
By right, tax residency is based on the number of days you are physically in SG. So if you are working remotely from Malaysia, you might not be deemed to be a tax resident of SG. And if you are working from Malaysia, you will need to pay MY taxes instead.
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No need be physical la. Regional posts always outside at different countries. Pay as tax resident in SG.

QUOTE(CreamMilk @ Oct 13 2017, 10:41 AM)
Thanks all~
I wonder why ICA don't do something like a small sticker stick inside your passport, like visa.
Carrying a piece of A4 paper with your passport is so....inconvenient  sad.gif
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Last time they chop the REP at the back of the passport. Can't use the automated lane then, go counter the officer will flip to the back if they don't see the white card. Every time renew passport need go to ICA and chop again troublesome.
Fiona Chin
post Oct 19 2017, 11:33 AM

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QUOTE(ThanatosSwiftfire @ Oct 19 2017, 10:36 AM)
i personally consider expat is ppl who get housing allowance. anyone who comes without housing allowance is not a proper expat, but just a foreign "talent".
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Your moh need to be ang first to get "expat" package. Otherwise is just another jiuhu crossing the borders ok.
Fiona Chin
post Oct 19 2017, 03:25 PM

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QUOTE(kevin613 @ Oct 19 2017, 02:44 PM)
thats why... it's all about choices... not all places will cost you $300+ for fever.
same like makan expenses.
there's $2 nasi lemak for a meal at food court, and there's also $20 fragrant rice cooked with coconut milk served with delicately cut cucumber, roasted peanuts and anchovies at atas restaurant. biggrin.gif
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When sick baby involved, 3k also pay one biggrin.gif . Foreigner baby really expensive. Daughter fast fast apply PR biggrin.gif .
Fiona Chin
post Oct 23 2017, 09:56 AM

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QUOTE(ThanatosSwiftfire @ Oct 22 2017, 10:58 PM)
not rly. as a foreigner i dun qualify for subsidised rates.
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No need jab. Malaysian babies strong one flex.gif . Or go Malaysia hospital for the 1 rm jab.
Fiona Chin
post Oct 25 2017, 02:10 PM

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QUOTE(knwong @ Oct 23 2017, 03:03 PM)
:-D Babies born in SG all lembik
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QUOTE(ldhong @ Oct 23 2017, 03:57 PM)
Like toufu ah?  laugh.gif
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Same trip to Indo. Come back only the locals get dengue. Malaysian flex.gif . Also more prone to food poisoning.
Fiona Chin
post Oct 27 2017, 01:00 PM

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QUOTE(Frank3 @ Oct 27 2017, 09:49 AM)
For local(Singaporean only) still can survive, first of all they can live in parent house without paying the fucking rental. Second, they have a lot of benefits such as baby bonus, medical, tuition fee cheaper and etc..

For foreigner, 3k is definitely not enough to raise kids in Singapore, unless you put your kids in Malaysia and take care by your parents. I have a lot of friends earning 4k++ still willing to travel from JB daily...and put their parents, babies in JB to sustain the life without "pitful", at the end only one person "pitful" who is the breadwinner.
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Foreigner mum quit job stay home take care kids. No income, REP can't renew, work pass can't renew, kick back to home country, mother and kids separated 2 different land cry.gif . Can my husband apply maid permit for me to take care of the kids?

This post has been edited by Fiona Chin: Oct 27 2017, 01:01 PM
Fiona Chin
post Oct 30 2017, 09:50 AM

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QUOTE(Frank3 @ Oct 27 2017, 02:28 PM)
Is that true your REP can't renew? My auntie also a full time mummy since 1998 and until now she still able to maintain her PR oh...if that's true then i have to inform her liao.. hmm.gif
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Not sure just become leech of the society recently with contribution to the country. She dependent PR or PR by her own? No contribution to epf and income tax still can ah?

QUOTE(ThanatosSwiftfire @ Oct 27 2017, 02:36 PM)
LTVP for spouse lor. But hubby must make 6000 la.
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Hubby making mere 3k cry.gif .

This post has been edited by Fiona Chin: Oct 30 2017, 09:51 AM
Fiona Chin
post Oct 30 2017, 02:29 PM

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QUOTE(Frank3 @ Oct 30 2017, 02:04 PM)
She is dependent PR, only husband working...
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Ooo like that is ok as long as the husband can renew his PR, his dependent not affected. My one is my own one and don't want to depend on the husband.

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