well, the mobile wallets are coming in strong. just they need to convert the mama papa shop quickly.

Oh ya, i been using this boost app. Cash back of 50% or max rm10 at nandos and dubuyo. heard they are going for other chains.

You might want to look into it. last time i downloaded they free me rm8

HAHA, MAY BE WAIT UNTIL ALL THE HIGH RISE BUILDING TO BE OCCUPIED AND THE ECOHILL WALK TO BE OCCUPIED ALSO. THAT TIME POPULATION SURE A LOT. AND BANK CAN RELOCATE THEIR BRANCH TO ECOHILL TAIPAN OR ECOHILL WALK? IS IT POSSIBLE? AM I RIGHT?

possible for new banks.
wont be possible for those already in that area.
assume cimb already there, they wont cut short their tenancy and relocate just like that. you have to take into account their reno cost etc.

take for example bandar puchong jaya ( IOI boulevard area). ada cimb, ada maybank.
Will they open a branch in kinrara area? bukit jalil area? until bukit serdang area?
The next cimb/maybank branch is actually border south city/balakong
do you think setia ecohill, eco majestic residents more than kinrara, bukit jalil and bukit serdang?

they will open atm/cdm machines in the petrol stations however

Already happening now. Definitely not 30 years.

GREAT OPINION. APPRECIATE THAT.

BUT I'M SURPRISED BUKIT JALIL DONT HAVE MAYBANK AND CIMB BANK

let me scratch my head a bit....i remember a hong leong....no cimb as far as i remember

Since the topic has gone into e-wallets, online banking and cashless systems, I'll explain how a near cashless system can function. It's not that hard.

Commute to work - public transport uses cards. Top ups still tend to be cash in Malaysia but in Singapore the top up machines using cash are being phased out.

Or you use Grab, which allows you to link your debit card. Or you drive, and pump petrol with a card.

Work - no spending.
Lunch - delivery or office cafeteria / pantry. Reason: saves time.

Entertainment after work:
Catch a performance - use Peatix
Eat at a mall - use Favepay or equivalent
Watch a movie - long time ago already people buy tickets online

Weekends:
Netflix
Order in with Foodpanda
Do household chores - no spending

Need to buy groceries and toiletries:
Fresh groceries - can buy online
Toiletries - cheaper online, always stocked
Cosmetics - most brands online

Side income & investment
PayPal
E-banking

At the end of the day you can see exactly what you have spent on because it all gets automatically recorded.

Yes I'm using my experience in Singapore but all the facilities are available in Malaysia. Once Singapore or any other Southeast Asian country adopts cashless effectively Malaysia has to catch up to compete. Its about proving that the country has the infrastructure for a high income economy.