Dec 15 2018, 12:56 PM
QUOTE(ytan053 @ Dec 14 2018, 04:23 PM)
Any comment on this Manulife Prime? Any manulife insurance agent here can explain?
Yes, I'm from Manulife
Feature:
https://www.manulife.com.my/Products-and-Se...-ManuLink-Prime
Brochure:
https://www.manulife.com.my/servlet/servlet...6F00002DuTDQUA3
It looks competitive as it covers the whole family, i.e. parents and the children.
Yes, one policy can cover parent and child medical coverage.
with this can reduce insurance cost and min premium commitment.
a) With Full allocation on Insurance Premium paid from Policy Year 1 onwards, what does the agent earns and why bother to sell this plan?
Yes Full allocation, but we charge slightly higher for fund management. overall still benefiting to us.
b) For any covered critical illness event, the Insurance Premium will be waived up to 10th policy year. If only get CI after 10th year, what is the point of this 10 years waiver only?
that's additional benefit offer by company. we can get premium waiver for whole life at our cost.Yes, I'm from Manulife
Feature:
https://www.manulife.com.my/Products-and-Se...-ManuLink-Prime
Brochure:
https://www.manulife.com.my/servlet/servlet...6F00002DuTDQUA3
It looks competitive as it covers the whole family, i.e. parents and the children.
Yes, one policy can cover parent and child medical coverage.
with this can reduce insurance cost and min premium commitment.
a) With Full allocation on Insurance Premium paid from Policy Year 1 onwards, what does the agent earns and why bother to sell this plan?
Yes Full allocation, but we charge slightly higher for fund management. overall still benefiting to us.
b) For any covered critical illness event, the Insurance Premium will be waived up to 10th policy year. If only get CI after 10th year, what is the point of this 10 years waiver only?
This post has been edited by zhengdek: Dec 15 2018, 12:57 PM
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