Looks like it's time for you to sit down to review and consolidate your insurance policies.

As for your query for your medical card, you can refer to this website: http://www.howtofinancemoney.com/2016/03/b...d-malaysia.html

Best,
Jiansheng

Instead of looking at Insurance based on plans, which is more or less similar in benefit, look for an agent that can give you good financial advises instead where you're comfortable to share your financial goals in life and the agent helping you to achieve it.

Every medical card from the major providers in the market currently are almost the same but with subtle differences. Like what the other contributors have said, the most important thing is that you look for an agent that can service your needs.

If you are really looking for the best for value medical card, I am sure you can read the commentary in the link provided yourself and make a judgement from there.

With your budget and requirement you can definitely get a very comprehensive medical card.

Best,
Jiansheng

That's an interesting spot you've put me.

Seeing that I do not represent AIA or Prudential, perhaps you would be better off getting their respective agents to make their case and decide from there.

Or read the commentary from the link that I've provided earlier.

Best,
Jiansheng.