As far as diabetes is concern, medical insurance is out of question, as for life insurance, chances to apply for approval is not straight forward, you’ll need to submit her medical reports.

Hi guys, I just got my medical card application rejected due to slipped disc which happened 2.5 years back but now I am fully recovered. Does that mean that I am no longer qualified for medical card from other insurers as well?

A medical card is not the same as life insurance correct? Getting a new life insurance with higher sum assured would cost a lot more? Cause I thought the principal is that if you get life insurance really early on (which in my case since I was born) the cheaper it is? as oppose to getting life insurance when already getting old.

Yes the younger you are the cheaper the insurance is, but being young and working as a fresh graduate may not have that income to buy and maintain an insurance policy especially with good coverage versus someone who is already in their 30s and have a family.

This may not apply to all fresh grad, some who start off in engineering, medical, aviation or other higher paying job may have a higher pay compared to others.

Medical Card falls under 1 of the categories of benefit under the insurance umbrella. It's probably 1 of the key components today.
As long as you're employable, sure you don't need to worry for insurance actually until you're retired.

What if you're no longer fit to work ?

Even you had bought a medical insurance at 18 yo, premium will still rise to a high level when you reach 69 yo time.

Medical insurance premium is correlated to your age, not when you bought.

Hi,
I would like to check if someone had went for the heart surgery before (born defect illness - AVSD), can still buy the medical insurance?

Thanks.

Dear All,

I wish to get some confirmation regarding the reimbursement of critical illness from life insurance and the impact to medical insurance.

My brother has 2 separate insurances from AIA (1 is medical insurance, and another life insurance with investment linked). My brother now has cancer (stage 4). His life insurance covers critical illness which includes cancer.

The question is, if my brother claims the critical illness from the life insurance, will it have any effect on the medical insurance part if he wants to claim for hospitalization for cancer treatment later.

Thank you in advance

Curious,.... can medical cards be used in Government Hospitals? (When I search for their panel list, it doesn't have the Government Hospitals listed...)