Insurance Talk V4!, Anything and everything about Insurance
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 Nov 29 2017, 10:53 AM
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#1
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Junior Member
15 posts Joined: Oct 2013 
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Morning
A friend of mine have introduce me Hong Leong Assurance medical card calls HLA Medishield 2 , which offers more than 2 million coverage . But after read through the quotation he give me , there is a things calls Deductible , which mine is RM 120,000 Will there be any consequences on the claims if i were to switch to Hong Leong Assurance medical card ? Kindly adviced |
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Nov 29 2017, 11:15 AM
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#2
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Junior Member
15 posts Joined: Oct 2013
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QUOTE(Holocene @ Nov 29 2017, 11:02 AM) Having a deductible if 120k means the first 120k needs to be paid for before the benefits of your medical card kicks in. If i were to pay myself RM 120K , then for what i were to buy this medical card ? You should check with your friend how they plan to help you resolve this issue, if it's an issue for you. Best, Jiansheng  I am attracted as it offers more than RM 2 Million coverage . Is there any possibility to avoid such terms and conditions ? |
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Nov 29 2017, 06:37 PM
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#3
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Junior Member
15 posts Joined: Oct 2013
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Why want customer to pay first when the company can pay the bills in the first place ?
Why need to do double works just for reimbursement basis ? Plus RM 120K is not small amount This post has been edited by victor_tan79: Nov 29 2017, 06:39 PM |
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