Are you sure? I searched and found some:

- Great Eastern Takaful i-Great Murni: https://www.greateasterntakaful.com/en/abou...reat-murni.html
- Hong Leong MSIG Takaful i-Salam: http://www.hlmtakaful.com.my/products-and-...mt-i-salam.aspx
- Takaful Ikhlas Basic Term Takaful: http://www.takaful-ikhlas.com.my/sites/def...ul_eng_v1.1.pdf
- Etiqa i-DoubleSecure: http://www.etiqa.com.my/en/idouble
- AIA Takaful i-One Plan: https://www.aia.com.my/en/our-products/life...i-one-plan.html

I'm just wondering how to choose between them, since they are mostly the same (same clause, e.g. it doesn't cover suicide) but the premium is different (some have level contribution over the term, others have different premium every anniversary). Should I just go for the cheapest?    Two of the cheapest is GE Takaful (male non-smoker starts at RM203 annually) and AIA Takaful (male non-smoker starts at RM206 annually).

I doubt any dangerous activities are covered under life insurance.

I am uncertain of other products, but Prudential term life do cover suicide (after 1 year). However, do note that the medical card does not cover if the suicide attempt fails.

This is why /K standard for suicide must be at least 14 floor and above!   (joke)

Other dangerous sports of course, it is understood not covered as it will be unfair to the general public that don't do the dangerous sports.

If you any dangerous sports as a hobby, it needs to be declared before coverage can be granted. FYI normal hiking (eg, Penang hill) is not considered dangerous sports.

Unless you do rock climbing and 'hike' MOUNT KINABABLU/EVEREST!

I've further checked with my Claims and Underwriter.

1. If your policy is a life and/or medical policy, there won't be an issue to make a claim for anything related to injury or death while performing the dangerous sports.

2. If it's a Personal Accident policy then there might be a clause that will restrict you to make claims for injury or dismemberment

3. if it's a new policy that you are applying for then you will need to declare on the dangerous activity that you perform daily / weekly / monthly by answering the questionnaire form. Should your risk be accepted and thereafter there is any claims related to your dangerous activity, it will be paid for by AIA

4. If the policy falls within the 2 years disputable period then AIA has the right to investigate into your claims.

Hope this is clear for you.
1. You can change your payment mode from auto billing from ur credit card to manual billing or online banking but it does sound weird that they still charge you after your policy is cancelled because the admin should have stopped the billing towards your credit card. But since you said their policy is only able to cancel 14 days after that then I would suggest you change your payment mode to manual billing until they processed your cancellation.

2. If it's an investment link policy then there is no difference in the premium payable but you'll see slightly more on your cash value

However if it's a traditional insurance policy then you can save up to 5% on your premium if you pay yearly.

Are you asking for the medical card or life? As mentioned the medical card will not cover self inflicted injuries (irrespective of whether it is attached in the ILP or Term Life).

Visit Nepal touristy spot is ok, unless you plan to scale up Mount Everest