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Insurance Talk V4!, Anything and everything about Insurance
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reanimation_84
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 Sep 29 2017, 11:56 AM
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Currently have a comprehensive insurance with GE. Paying 3k a year. Heres the breakdown:-
Life--100k
CI- 75k
R&B 200
Annual limit 120K
Life time 1.2mil
Planning to change my current plan to either AIA or Allainz. Due to offering better coverage for the same mount of premium. In terms of product Allainz is offering a better deal. But I would like to look at the overall, such as when it comes to claims.
Checked Allainz fb page and it received lots of complaints. Whiles AIA i think they dont have a review page.
Looking for feed back for these 2 companies.
Thanks.
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reanimation_84
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Sep 29 2017, 10:24 PM
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QUOTE(ckdenion @ Sep 29 2017, 10:07 PM) whats your age and occupation? RM3k... hmm, shud b able to get R&B200 with RM1.32mil annual limit with no lifetime limit. have to know your profile first. btw trust me, people are more likely to leave negative review/feedback compared to positive one. every company got their "negative" reviews. positive review no one talk about it.  Yup. Spoked to my current GE agent and he told me the same thing. So still deciding whether to stay or jump ship. dont quite appreciate the fact that I had to tell him what other company's are offering than only he decided to act. |
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reanimation_84
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Sep 29 2017, 10:38 PM
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QUOTE(ckdenion @ Sep 29 2017, 10:34 PM) hmm... how long is this policy of yours? and your medical plan have co-insurance? if dont have co-insurance, your lifetime limit of RM1.2mil is automatically taken off.  bought in 2010. have co insurance. need to top up a minimal amount to get 1.32 mil annual and no lifetime limit. |
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