Fellow insurance sifus, may I kindly ask is there a need to have 2 separate medical policies from diff companies?

I have a medical card from ge covering 2.4mil lifetime claim, and another prud medical card covering 2.5mil lifetime claim..

I am only 29 this year, healthy no sickness... thought of dropping 1 due to commitments... what all sifus think?

Thanks for your advise bro... appreciate it..

My friend is prud agent and i bought from him. He told me say if kena cancer or what, meds bill will be sky high, so if 1 card not sufficient i can use the 2nd one

I plan to surrender 1 just want to get 2nd opinion first.. and you just help clarified.. thx so much bro!

sifus, if i were to surrender my medical card policy, i pay annually, so let's say its only 6 months, I will get back to remaining 6 months premium?

Any prudential agents here can share with me the documents needed for me to bring for surrendering the policy?

At jaya 33: i was told to bring my trustee and IC, sign unfront them and they will sign the witness portion

Prud cust hotline: i was told to bring ic, bank statement and trustee along

What does my bank statement got to do with me surrending the policy? Asked on PRUD's FB, read my msg but ignored me. Kudos prudential social media team