Insurance Talk V4!, Anything and everything about Insurance
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 Aug 23 2018, 12:46 PM
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#1
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Junior Member
140 posts Joined: Aug 2011 
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Hello, need to inquire on a telemarketing CI coverage from MSIG.
I'm currently 32y/o and was offered with a SA of Rm200k term coverage (up to 70y.) Monthly premium is RM58. 25% cash back return upon termination of plan. Coverage only for Cvs disease, DM, cancer and Kidney failure. Is it a good plan as I am not sure of the pricing for CI in Malaysia? Does other company provide better coverage for the price? Thanks. |
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Aug 23 2018, 01:18 PM
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#2
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Junior Member
140 posts Joined: Aug 2011
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QUOTE(MUM @ Aug 23 2018, 12:49 PM)  why you ONLY want to cover these ONLY? Broad CI would cost more. My question: is this TCI and coverage a good deal compare to the monthly premium quoted. Are there better deals? |
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Aug 23 2018, 10:29 PM
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#3
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Junior Member
140 posts Joined: Aug 2011
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QUOTE(lifebalance @ Aug 23 2018, 01:35 PM) With a similar coverage at your age, a critical illness coverage would range between RM150 - RM300 depending on how comprehensive it is. Thanks for your reply. I'm not sure of the market premium rates for CI, just want to know the general rates. I do know that usually telemarketing should have lower admin fee compared to buying from agency. When you're talking about better deals, what are you referring to ? I initially don't plan to buy any CI plans but I would consider if the premium is a good deal. |
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