Insurance Talk V4!, Anything and everything about Insurance
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 Oct 16 2017, 05:22 PM
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#1
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Newbie
25 posts Joined: Dec 2009 
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Hi all,
May i know whether there are medical plans which reward healthy individual? Ie regular exercise + gym. I'm 24 yo and currently looking around on which is plan is best for me. Side note: I do have a life insurance with Great Eastern though I'm not entirely sure about the plan since my parents is paying for it. |
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Dec 6 2018, 05:00 PM
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#2
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Newbie
25 posts Joined: Dec 2009
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Hi all,
I have aia life link policy with a couple of riders which i paid 3300 annually. Is it possible to know roughly how much of it is life insurance? So that I could top up the remaining with epf contribution to maximise the tax relief of 6k I'm actually asking on behalf of a businessperson |
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Dec 6 2018, 06:06 PM
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#3
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Newbie
25 posts Joined: Dec 2009
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QUOTE(lifebalance @ Dec 6 2018, 05:24 PM) Well you can always meet an agent to explain it to you, some people prefer a verbal explanation whereas some prefer reading a long text about it. I don't really have the time to write an essay at the moment though. I wouldn't know since I'm not the agent involved, you should get the AIA agent to explain the policy your friend bought with.  QUOTE(ckdenion @ Dec 6 2018, 05:30 PM) haha it will be a very nice dicussion on that though. in terms of benefits, standalone medical and the medical rider in ILP are the same already with all the latest plan in the market. only thing is cost and other additional benefits in ILP. what did you find out after googling? As far as I can remember, In the policy contract document, it only state RM 3300 for the life link and the other riders are 'N/A'. I did contact my agent regarding this issue but he told me that AIA will issue a statement on feb 2019 for tax purpose. I also asked him to give me a rough estimate but he said its hard for him to do so. Anyhow I will check back the policy contract to reconfirm.have to look at the insurance charge table in the policy contract document to know the amount. This post has been edited by patrickchun93: Dec 6 2018, 06:10 PM |
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