QUOTE(ckdenion @ Oct 12 2017, 07:24 PM)
With that rm90/month additional, if put that in your existing plan and upgrade the medical?
QUOTE(lifebalance @ Oct 13 2017, 11:13 AM)
I would suggest you to stick to 1 card that gives an overall comprehensive coverage instead of 2 different card because the difference you have to pay first and file back a claim.
For example, you can get RM1,100,000 annual limit card that covers both of your current card for the price of 1 medical card.
QUOTE(JIUHWEI @ Oct 13 2017, 11:49 AM)
I think is better you look for upgrading within PRUBSN.
Encourage you to look for roystevenung for Pru related portfolios.
QUOTE(ChloeKhar @ Oct 14 2017, 03:52 PM)
I also agreed that to combined together to one card rather than separate to two cards, unless you have previous medical history, where there will be exclusion if upgrade or buy new card, or else better use one card with high coverage. How is your BMI now?
my bmi currently is 32. i undergo a lipoma removal surgery last year. so, not sure if its still covered in future. therefore, i might need to maintain current policy.
currently have quite extensive insurance coverage from my company and also my wife company so im not going to use my personal insurance at least until im 60 perhaps. therefore ncd 20% from Zurich is quite appealing.
but i have no decision yet. need to discuss with my wife first. tq guys for your input. cheers.
This post has been edited by paklee: Oct 16 2017, 10:24 AM 
Oct 12 2017, 11:56 AM
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