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 Insurance Talk V4!, Anything and everything about Insurance

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noobeytoo
post Apr 26 2017, 01:23 PM

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Joined: Nov 2012


QUOTE(lifebalance @ Apr 26 2017, 01:08 PM)
In the same year 2017, does that mean after the primary hospitalization plan annual limit $100K is used up, the remaining balance of medical cost need to pay 1st and seek reimbursement from AIA later ?
The full RM1,100,000 amount is claimable cashless without having to pay and file a claim basis.

E.g you had a Surgery costing RM120,000, subsequently on the same year, you need to claim another RM200,000 for another surgery, the RM200,000 surgery is claimable without having to pay first and file a claim.


Hope this answers your question.
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Thanks I also have this plan and my agent keep asking me to add on.

May I ask How about the cancer treatment and kidney dialysis? It limited to Rm250k per lifetime.

If finished used the Rm250k and subsequently there is a cancer claim 5 years later for Rm350k, how?

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