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 Insurance Talk V4!, Anything and everything about Insurance

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melody0107
post Aug 9 2017, 11:04 AM

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anyone can assist me on this?

how many type of lady care insurance does AIA have?

i saw there is a-life lady 360 and a-life venus.

what are the differences and which is better?
melody0107
post Aug 9 2017, 09:50 PM

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QUOTE(lifebalance @ Aug 9 2017, 11:20 AM)
Hi

I'm an agent for AIA so I think I'm the best person to assist you on this.

There are actually 3 female plans in AIA
1) A‑Plus Venus
2) A‑Plus Venus​Extra
3) A-Life Lady360

The latest product of them all is the A-Life Lady360 which's benefit can be combined with A-Life Joy for the new born baby where the baby can apply for Life Insurance without any medical underwriting below 14 weeks gestation. As well as coverage for ADHD and Autism.

There are many differences which I will link the product brochure below for your reference.

1) A‑Plus Venus &  A‑Plus Venus​Extra
https://www.aia.com.my/content/dam/my/en/do...Venus_Extra.pdf

3) A-Life Lady360
https://www.aia.com.my/en/our-products/crit...fe-lady360.html

As far as the difference goes.
A‑Plus Venus &  A‑Plus Venus​Extra
a. Unit deducting rider in a Investment Link Policy
b. Offers:
1. Female Illness Benefit
2. Treatment Benefit
3. Wellbeing Benefit
4. Maternity Benefit

A-Life Lady360
a. Traditional standalone policy with guarantee return upon maturity
b. Offers:
1. Basic Benefit
2. Female Illness Benefit
3. Female Care Benefit
4. Female Pregnancy Benefit
5. Cash Reward Benefit
6. Gift of Joy
7. Maturity Benefit

For full info, please refer to the brochure link above or meet an AIA life planner for explanation.

If you ask me which is better, both policy serves it purposes but the Lady360 is definitely a good product for ladies who are single, single-to-be-married, married. The coverage are quite comprehensive. If there is any doubt, feel free to ask in here.

You may refer to the youtube videos below for easy explanation






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Hi, thanks a lot for the information but I'm still a bit confused.

Does it means that lady360 has all the benefits offer in Venus?

And what does it means by investment link policy and standalone policy?

So sorry that in kinda blur on insurance stuff.😅

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