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 Insurance Talk V4!, Anything and everything about Insurance

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jusTinMM
post Mar 8 2017, 11:28 PM

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Prudential wealth gain. Pay 25k per year for 3 years, every year can take interest out for 15 years. If don take interest will have bonus as well. Worth?
jusTinMM
post Mar 21 2018, 06:06 PM

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after reading a lots on this thread...i found that my thinking is totally wrong as im 100% depending on company insurance and medical. My company insurance even cover my wife and children. i'm almost 40 years old. My only commitment now is my family and children. House and car already settle. Should I get myself a life insurance and medical insurance for my wife and children?
jusTinMM
post Mar 25 2018, 10:44 AM

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Hi, nowadays everything can be done through online, will u guys recommend buying insurance from online platform eg. FSM (i believe the price will be cheaper as i compare to car insurance which i bought online cheaper at least 10%) or is it still better to get it from insurance agent?
jusTinMM
post Apr 18 2018, 09:26 AM

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QUOTE(ckdenion @ Apr 17 2018, 04:52 PM)
can look into Hong Leong Assurance Medical Card. smile.gif in terms of card benefits ya. premium wise and customer service wise is very subjective.
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any idea for Lonpac Smart Medic 2.0 medical card?
jusTinMM
post Apr 18 2018, 10:27 AM

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QUOTE(lifebalance @ Apr 18 2018, 09:32 AM)
You can call up Lonpac to ask
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great answer with taichi attitude...good luck!
jusTinMM
post May 30 2018, 03:19 PM

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QUOTE(soules83 @ May 30 2018, 11:11 AM)
any kids medical insurance without agent? I know how to perform claim myself if procedure is provided.
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u can survey and buy from FSM. https://www.fundsupermart.com.my/insurance/
jusTinMM
post May 30 2018, 06:15 PM

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QUOTE(Ewa Wa @ May 30 2018, 05:48 PM)
As i checked the fund supermart web site the insurance premium for little children are quite the same as the premium sold by the agent. not really cheaper by 30% or more.

eg: MGIVP 200 (HLA) RM200 per day (Max 150 days per year) RM120,000(annual limit) RM600,000(Lifetime limit) NA Premium= RM1,206.00

Similar premium you may get RM 1.32 mil per year and unlimited lifetime from outside with agent assistance some more.
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hi, can advise is this worth? based on age 37, m & non smoker.
MCIS Max Health Plan
Sub Plan Name Room & Board
MaxHealth Plan200 RM200 per day (Max 150 days per year)

Annual Limit Life Time Limit Co-insurance Annual Premium
RM1,000,000 Unlimited 20% (Max 1k) if exceed R&B RM1,486.00

This post has been edited by jusTinMM: May 30 2018, 06:16 PM

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