Hi,

I never thought about buying insurance. I don't think insurance is important. But I'm turning 35 next year. I've been thinking about a lot of things lately. Planning to buy insurance for me. I've been reading a lot about insurance for the past few weeks. Haven't decided yet.

So I'm seeking advice and input from agents and sifus here to help and guide me in making my decision.

My background:

34 years old
Male
Non-Smoker and Non-Drinker
IT Professional
Single

I'm not married and have no plans on getting married let alone to have children on my own. I do not provide financial support to my parents or siblings. In short, no one is relying on my income. That is why I think there is no point in me buying the life insurance. Well, I might be wrong here. I stand to be corrected.

I'm looking for medical and health insurance products focusing on protection. TPD + CI + Medical Card to be specific. As for the medical card, I'm leaning towards buying a standalone medical card.

Thanks.

I know A Life Med Regular is a standalone medical plan. What about A Plus Med? Is it standalone too?

What is the difference between the two? From what I understand the difference is that A Plus Med has the increasing overall annual limit.

Thanks.

Thank you. Other than A Plus Med Booster is there any Critical Illness plan that can be added to A Life Med Regular?

Any suggestions on a good AIA ILP plan?

LOL. Nevermind will read about it myself. Thank you.

Basically, standalone critical illness plan is non-existent? Or there is no way I can add critical illness plan to my medical card? The only way is to get the ILP or life insurance and attach the rider to it. Same goes for TPD.

Is this correct?

Bro, A Life Med Regular plan is cashless right? You just have to swipe the medical card to pay the hospitalization bill.