Insurance Talk V4!, Anything and everything about Insurance
|
|
 Apr 25 2017, 07:34 PM
Return to original view | Post
#1
|
 
Junior Member
539 posts Joined: Jun 2010 
|
Hi all,
Been going through a few insurance brochures and I found this exclusion clause, Any treatment or surgical operation for Congenital Conditions or deformities including hereditary conditions Does it mean that if my family (not immediate family) has hereditary conditions like diabetes & heart attack, I will not be covered if I buy this medical card? The limit is really high, but it will be useless if I cannot claim should anything happen to me  |
|
|
Apr 25 2017, 08:23 PM
Return to original view | Post
#2
|
|
Junior Member
539 posts Joined: Jun 2010
|
QUOTE(lifebalance @ Apr 25 2017, 07:51 PM) This clause depends on what hereditary disease that your parents might have. If both of them happen to have similar health problem then chances of you getting it is quite high but it doesn't mean that you can't make any claim in the future once you managed to get your medical card Alrighty, thanks! Your application will need to be considered by the underwriter and should they find your application to be standard then you don't have to worry about making a claim in the future. The above is only applicable to your immediate parents or siblings before the age of 65. Not your uncle and aunties etc   |
|
Topic ClosedOptions
|
| Change to: |  0.1090sec
 0.47
 7 queries
 GZIP Disabled
Time is now: 1st December 2025 - 01:51 AM |
Quote