Need to ask about prudential health enrich + vital. I bought it for my daughter and i never use it as I always use my company insurance. Last week i got a referal letter from gp to check my daughter to ENT speacialist. So i call my agent to ask for the procedure and she said that my policy not cover outpatient. If i just go to speacialist for checkup and not warded it will not cover.
Can anybody confirm on this? Before buying that policy i already ask her if this policy cover outpatient and she say yes..

Thanks, are there any insurance that cover outpatient clinical claim too?