Your statement got me thinking about my own portfolio.
Apparently, although not done consciously, my fund picks are all Asian-centric as well, ex-Japan.
Although, my investment in the Malaysian stock market is heavily biased to companies which have the majority of their sales revenue from US and other European countries.
Does that count?

Probably......but if, for example, we have an Asian financial crisis like 1997 and the MYR tanks to the abyss while the US booms (however difficult to imagine), then at least Classic Scenic's revenues will soar......
Wishful thinking, I know.

I agree with you totally there.
Being bound by the oath, your ultimate ideal world will be where doctors are not required, because nobody gets sick.
As a quality manager, I often tell my team that we are in the business to work ourselves out of a job, because our ultimate goal is to make the inherent quality good enough that quality personnel are no longer required.

Uh......totally not related to the topic......but what are "cheong sessions"...?

Trust me, you really do not want to do that.
There's no shortcut to making money through investing......you need to educate yourself and make those kinds of decisions yourself, based on your personal financial situation, investment risk appetite, etc.
No one else can do that for you.

Depends on what is your definition of "guessing".
Nothing is certain in life, except death and taxes.
We can only do so much, by educating ourselves, making calculated risks, making sound investment decisions based on available financial reports and information, etc......but no one is ever certain that his investment will 100% be profitable.
I'm somewhat guessing that President Trump will not suddenly decide to nuke Beijing and Moscow tomorrow, prompting all the other nuclear nations to retaliate and start a global nuclear World War III, thereby obliterating the world, and my investments with it.
I'm also guessing that I'll go to sleep tonight and be able to wake up tomorrow morning to a new day instead of suddenly dying in my sleep tonight.
Life is all about guesses.


Really?
OK, I'm not too active in the Kopitiam section.
I'll give him the benefit of the doubt, for now.

That's an idea that never occurred to me......
But now that you mentioned it, it sounds so obvious......

I only have a little bit in this Quantum fund, but as far as I can tell, it's pretty well managed and has served me well so far.
Decent exposure to the region.

Actually, there's a question I've been meaning to ask for quite some time but always forgot to.
What's this deal with the Ponzi 1.0 and Ponzi 2.0 names?
What funds are they, actually?
And how did they end up with such nicknames?

Ah OK OK.
Sorry for my ignorance, yes I should have checked the first page myself.
Yes I am well aware of what the Ponzi scheme is, it was just that I was curious why these funds would be called such, as the name "Ponzi" has such a negative connotation to it, I thought there was something fundamentally wrong with these funds.

Used extensively in Hong Kong gambling movies.
The official term in poker game is "All In"......meaning you bet all your chips, i.e. it's all or nothing!

This post has been edited by wengherng: Mar 31 2017, 11:14 AM

Seriously, what is wrong with this dude?
Not only in this thread......I see him on other threads too, same kind of bs.

I actually laughed out loud at that one.
Hilarious.
Thanks, I needed that chuckle!

Since we're on the topic of fund soft closures, I have a related question on this.
Currently I have Eastsprings Small Cap bought with EPF withdrawal.
After the fund soft closes (i.e. I won't be able to top up anymore), what are my options for future investment with EPF money?
I remember being told earlier that EPF withdrawal can only be used to buy from a single fund house, i.e. I cannot have both Eastsprings and Affin both using EPF withdrawal, but I am not sure whether we can use EPF money to buy from more than one fund with the same fund house or not.
Sorry, maybe off topic a bit, but I tried searching around the forum and did not see any specific thread addressing this issue, so I'm hoping someone here might point me in the right direction.
Thanks!

Ah, I've found where I originally had the information from......it was from FSM website itself.

https://www.fundsupermart.com.my/main/resea...PF-Savings-2624

But if you have managed to buy 4 funds from 3 different fund houses using EPF withdrawals, then I suppose this information is old and the rules have changed since.
Good to know, though.
Thanks for that!






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Well, my question was actually general, as in, regardless of whether we buy through FSM, are we allowed to have multiple funds from multiple fund houses, all at the same time, from EPF withdrawn money. (I assume that your various funds from the different fund houses are all being held actively at the same time)
You've answered the question precisely, thanks.
But maybe FSM itself imposed some sort of internal regulation that limits to only one fund house at any one time......I'm not sure.

Perfect, thanks for the clarification, guys!

I must be one of those crazy buggers who is more than 40% invested in the Malaysian small cap segment.
I scare myself sometimes, but then again I take into consideration that I have nearly 30 years before retirement, so I can stomach a bit more risk and volatility during this time.

Have to slowly start diversifying into the greater Asia geographical region though.

Yes, my point exactly.
A lot of doomsday sentiment I see, but sometimes I think to myself, if the Malaysian economy collapses to such a critical level, I think my unit trust holding will be the least of my worries.

I'm probably the last person to find out ......but I just realised that the Affin Hwang Select Asia (ex Japan) Quantum Fund has now been re-opened!

Time to do a bit of EPF withdrawal now.