We are buying fund manager expertise. Not the fund house brand.

Wasn’t going to comment until someone mentioned diversify across fund houses. Actually I don’t think we should diversify for the sake of diversifying. I read investment books and the lesson I get is people like warren buffett don’t diversify. Of course if I argue on this point, then it would come to the fact that I shouldn’t go for unit trust in the first place. Another benefit of keeping in the same fund house is that switching is lower cost, though I don’t know which fund house you are referring to.

I am invested in 7 funds. 5 eq, 1 reit, 1 bond. I think I killed myself for diversifying. IRR 9% after 2.5 years. Sounds good without comparing but on its own, could have been better if I dropped some funds. But such is life, I’m slowly consolidating, but at the same I did feel happy with some of my funds which didn’t kill me during the big drop.

lol.

Pre distrubution= post distribution.

Good morning everyone, I'm a long time lurker first time poster.
Finally, I have drafted my portfolio and would welcome any inputs and suggestions.

15% Affin Hwang Select Bond Fund - MYR
15% RHB Asian Income Fund
15% Kenanga Growth Fund
20% CIMB-Principle APAC Dynamic Income Fund - MYR
10% CIMB-Principle China-Indonesia-India Equity Fund
10% Eastspring Investments Global Emerging Markets Fund
15% Aberdeen Islamic World Equity - Class A
10% AmAsia Pacific REITs Plus

Thanks

Yes MAPS is coming to MY, as hinted during the seminar in Kuching.

Yar lor... simply simply play UTF wan. Go and listen to that don't know who Algozen™ ver four etc etc ....

Dia siapa? Warren buffet meh?

Xuzen

Port is gonna be in the negative territory in Sep 2017. REITS, US , China , Malaysia all sama - sama drop.

No wonder thread is quiet and only those old veteran tok - kok aje. Those noobs all ran away liao.

Whom will come back again to chase return when the market turn hot.

But I do remember, when such an occurrence occurs, that is , all market drop, not long thereafter there will be a spike again. History shall repeat itself. It has been like this since a few years already. For those who invested since 2013 onwards will know what I am talking about.

Xuzen

Not sure if they got buy China fubds for your portfolio.... Some China funds had been on holidays for few days... China golden week holidays.
If that is the case they are unable to get the price or units to be reflected

don’t buy when market is trading at the higher range…..buy when it is cheap/low ie when mkt crash/ bear market.

We won’t know when the market hit the bottom, but there are some data available to see the market trade at higher range, lower range etc.

Historical price data, PE ratio, PB ratio etc.

DCA is not a magical/ sure win formula

What is your definition on DCA?

DCA means just dump in our money regularly, same amount every 2 weeks/ month regardless of mkt condition.

When is DCA start to based on these factors which I just mentioned? Lol

Sarawakian here. I'll always receive them AFTER CHINESE NEW YEAR FOR THE PAST THREE YEARS.

Emailed them to complaint they sent me a second batch WHICH ARRIVED AFTER CHINESE NEW YEAR WITH THE ORIGINAL BATCH

i am buying VWRA and deduct from USD auto sweep. and yes it will to be fractional as you are investing fixed amount of cash and the stock price will not be same.
you can set to deduct from other cash account too, it will automatic convert to USD. what i did is i top up some amount into USD sweep and let it deduct every month