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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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repusez
post Feb 21 2017, 02:28 PM

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QUOTE(Ramjade @ Feb 21 2017, 10:11 AM)
Btw, EPF did loosen up. Not sure if now can buy Ponzi 2 with EPF or not. Best to ask FSM customer service.
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ponzi 2 @ cimb asia pac dynamic income fund is not in the EPF list yet, but Ponzi 1 affin hwang asia quantum fund is in the list.
to see entire list easier to just go to FSM
fund info > fund selector
then at EPF approved list drop down list choose yes, and click generate table to see the whole list.
one funny thing is that, I switch one of my Eastspring epf fund to "Eastspring Investments Asia Pacific Equity MY Fund" in january during the FSM invest fair, and when I tried to do switching again last week the fund has already been dropped from the epf approved list. In less than 6months from the list already out, wonder why.

They just started to allow this fund in aug'16

https://www.fundsupermart.com.my/main/resea...ign-Funds--7405

repusez
post Feb 21 2017, 02:33 PM

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nice one
repusez
post Mar 7 2017, 09:10 PM

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How do u guys allocate your PRS portfolio ,some growth , some conservative , some reit or only concentrate on one PRS fund? How often do you switch the PRS?




repusez
post Mar 10 2017, 09:09 PM

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QUOTE(ehwee @ Mar 10 2017, 04:38 PM)
thanks Xuzen for helpful thought above.

One thing I need some clarification from sifus here.

since RHB asian income fund has a switching fee of RM25.00, let say if I hold it and want to switch units from this rhb fund to cimb greater china fund in fsm, what is the total charges I need to pay?

is it 2% SC + rhb RM25.00 switching fee or I just need to pay the RM25 without the SC?
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hi ,

just tried with my own account, for switching rhb asian income fund to cimb greater china,you will not be charge switching fee rm25. but you'll need to pay for the 2% sales charge on cimb greater china.

if you want to do switching for free using credit system, switch RHB Asia Income to rhb money market fund (MMF), then RHB MMF > cimb bond fund ,
then cimb bond fund > cimb greater china . cimb bond fund need minimum rm2k for initial amount.

if i'm not wrong the rhb switching charges are only for rhb intra switching for all rhb fund except for rhb money market fund and also for free intra switch between rhb smart series

This post has been edited by repusez: Mar 10 2017, 09:34 PM
repusez
post Mar 11 2017, 02:47 PM

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QUOTE(David83 @ Mar 10 2017, 11:00 PM)
repusez There's a lot of switching and incurs a lot of lead time! sweat.gif
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what to do when u want to do for free you gotta suffer the lead time, we don't have the free luxury switching using wrap account like susan

but anyway i'm in it for the long term like 1-2 years so few days of lead time is ok for me, beggars can't be too choosy. tongue.gif

repusez
post Apr 14 2017, 10:03 AM

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anyone going for their new branch opening for today in
Block J Level 6-027
129 Office, Jaya One,
No.72A, Jalan Universiti,

the 0.88% special sales charges only given to those who go.
repusez
post May 6 2017, 01:03 PM

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just found out that there's actually a line in the income distribution sheet from FSM that shows the total return for the particular fund from a particular year till now, but the weird thing is that some fund shows performance from 2014 onwards, some from 2015 onwards , some even from 2013


repusez
post May 15 2017, 10:27 PM

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dunno if this was mention before, CIMB Asia Pacific Dynamic Income Fund aka ponzi 2 is available under the epf approve list since apr, now both "ponzi" fund can be purchased using EPF although ponzi 1 @ HAQF is soft close for now.
repusez
post Jun 6 2017, 09:07 AM

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QUOTE(moon0610 @ Jun 6 2017, 12:31 AM)
Hi Avangelice, if i remember correctly, you mentioned that you switch RHB AIF to RHB EMB with a switching fees of RM25.
RHB EMB is a bond fund with 0% sales charge.
If that's the case, will it be better if i just sell my RHB AIF, and purchase RHB EMB with 0% sales charge?
Or is there any other charges incur which i'm not aware?

Appreciate your advice on this smile.gif
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you can try this, switch from RHB Equity/Bond funds to RHB money market fund , then from RHB money market fund switch again to another equity or bond fund.

I've use this method before and there's no switching fee but takes longer due to the the sale & purchase process.
this is the poor man's wrap account method.

this method was thought by another forumer called vanguard long time ago

This post has been edited by repusez: Jun 6 2017, 09:09 AM
repusez
post Aug 7 2017, 09:57 AM

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QUOTE(2387581 @ Aug 6 2017, 09:48 PM)
There is a very limited selection of funds...and with the shady stuffs happening within the Malaysian government administration, the EPF may soon cease to have a 6% yield as most people would like to think, and there is a possibility that the monies will vanish as well. What if next year it gives you a -6% yield (reason: investment loss) or the MO1 simply take everything into his private offshore accounts before (if) he topples?
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-6% yield is not gonna happened, our savings under the epf is guaranteed at a minimum 2.5% dividend every year

http://www.kwsp.gov.my/portal/en/member/fa..._viewMode=print

i think the list of approved EPF fund choice has now increase to more funds that can invest 100% overseas since last year, previously those fund could only invest max 30% overseas.
many of the recommended funds are epf approved eg, kenanga growth fund, cimb asia pacific dynamic , cimb greater china, eastspring global leaders, hwang asia quantum

This post has been edited by repusez: Aug 7 2017, 09:58 AM
repusez
post Aug 15 2017, 04:48 PM

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dunno this is relevant or not, the other day after I went to the FSM office to fill and submit my epf withdrawal form for unit trust investment, the next week fsm CIS called me, telling me that I filled in the form wrongly.

According to him, I have filled in "Kuala Lumpur" in "Bandar" column, the correct one should be "Kuala Lumpur" in "Negeri" column ,

the CIS said epf is now strict on this. So do take note for those filling the EPF form. anyone also experience this before ?

repusez
post Aug 16 2017, 03:58 PM

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QUOTE(theevilman1909 @ Aug 15 2017, 06:56 PM)
small matter like this also issues  shakehead.gif

so what should we write in Bandar column?? district in KL eg. Cheras, Kepong, Bangsar? like that  hmm.gif
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for my case , i just leave "bandar" column blank.
repusez
post Dec 13 2017, 09:14 AM

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didn't monitor for one month and after comparing it with last month port, many of my funds down last month, especially interpac dynamic equity , greater china ,cimb apdi .

but surprisingly kenanga growth is holding on, only down less than 1%.
repusez
post Feb 20 2018, 02:25 PM

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did anyone receive email from FSM CIS introducing themselves and the service they offer. I received an email from one of their CIS called Sukma Syidi , this is a surprise as I've not received such email in my few years in FSM.
repusez
post May 17 2018, 04:58 PM

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QUOTE(silverviolet @ May 17 2018, 12:08 AM)
Hi sifus,

I am considering purchasing unit trust through fundsupermart platform.
If I would like to invest using my EPF fund, based on fundsupermart website i need to furnish the documents below:-

1. fund manager account opening form
2. inhouse subscription form
May I know what are these documents? Does it mean i have to utilise a unit trust agent?
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just goto their talk this saturday although the registration for the talk is full and closed but just go there to and fill up form on the spot, check the fundsupermart website for more info.

save the hassle for you to post them the forms and they can check if the fingerprint stamp is good enough on the spot

 

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