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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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larisSa
post Nov 8 2017, 07:03 PM

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QUOTE(mephyll @ Nov 8 2017, 02:27 PM)
Fresh here

Cant take the actual loss of -2.03%, i decided to give up Interpac Dana Safi....(cooling off period still)..
Admit... no dare take the loss too much yet.
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Just my 2 cents. If you cnt handle the loss of 2.03% within a short period, I don think you should invest in unitrust.
Let's say after your 0% sales charge promotion period is over, whatever unitrust you start investing will suffer a loss of 1.75 initially.
In that scenario, how are u gonna handle it?

Investment comes with a risk. FD is the safest option

larisSa
post Nov 19 2017, 10:39 PM

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Is IDS Interpac Dana Safi?
If that is the case, I saw some selling KGF and switch into IDS.

What is the rational?
3 years annualised volatility for IDS IS 14,2 whereas KGF is 11.89.
I know the figures are just past performances but I just feel confused.
larisSa
post Mar 24 2021, 10:20 PM

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hey guys, between

Principal Greater China Equity Fund
Eastspring Investment Dinasti

Which one would you choose?
The former has a higher return but the later has a lower volatility
larisSa
post Mar 24 2021, 10:29 PM

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Has anyone ever made comparison between Public mutual and FSM?
I switched out of PM many years ago due to the high sales charge and opted for FSM.

However, recently, someone told me that although PM charges higher SC, FSM has those hidden fee like platform charge, trustee fee which end up a higher amount compared to PM.
Is that true?
larisSa
post Mar 24 2021, 10:31 PM

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QUOTE(WhitE LighteR @ Mar 24 2021, 10:27 PM)
Why not both?
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Limited money cry.gif cry.gif and I have some in Principal Asia Pacific Dynamic Income Fund

larisSa
post Mar 26 2021, 02:49 PM

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QUOTE(WhitE LighteR @ Mar 24 2021, 11:15 PM)
well that person probably dont know what he/she is talking about or worst know and choose to lie to u. all those "fees" exist in PM as well. Its already calculated as part of the operational charges calculated into the NAV itself. No one will manage a fund for free. Its a fake scary story unit trust agent often tell to potential customer to get them to switch.
Between the two I prefer Principal Greater China Equity Fund

But there are both comparible in performance to each other. Neither one doing exceptionally better than the other. Same can be said for most top greater china funds in fsm.
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Hi, he is indeed a PM agent. Level atas one. I was really in doubt when he said lower sales charge because they have other ways to earn back this SC
P
Thanks for your opinion
larisSa
post Mar 26 2021, 03:00 PM

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QUOTE(yklooi @ Mar 26 2021, 11:05 AM)
i don't have so much fire power to buy every week....
my plan is only top up equivalent amount when it hit -20% so as to help it recover 10% of it losses.

here is my current YTD ROI and % of allocation...

btw, as mentioned before, i am moving some % of my DIY to Stashaway.....
the current market volatility had somewhat impacted me....not due to the % of ROI movement but due to the amount of $$ movement...which makes me feel not comfortable....(as each 1% can be substantial for me)
thus my plan is try to "HIDE" some % of my port to SA so that the value in my DIY port is smaller.....less impact on the $$ movement....some may call it cheating oneself  blink.gif  blush.gif
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actually what is this stashaway?
larisSa
post Mar 26 2021, 03:07 PM

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QUOTE(ganesh1696 @ Mar 26 2021, 10:44 AM)
My updated portfolio following the "dip".

Affin global disruptive innovation fund = 29.6%
Affin Next gen tech fund = 12.1%
Am china a shares myr hedged = 20%
Interpac dana safi = 12.3%
Principal greater china equity fund= 1%
Rhb shariah china focus fund = 8.5%
United malaysia fund= 16.5%

Only interpac and United fund, is in green.

Others are bleeding "unstoppable" .

Almost every week I've top up my USA and CHINA funds to minimize my losses which drag me to "five digit" losses.

But price fall is continuing with no sign of rebound.
Almost losing hope with both regions' portfolio.

But am still holding.

Thinking of  use ( i sinar) funds to top up and find some better opportunities.

So much confused.

How about your portfolio friends?
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I am quite passive when it comes to dealing loss
I will just leave it when I have no money to average down,do not open FSM every day, just my 2 cents
sometimes there is no end in averaging down ( I face this in shares investment, so in the end, I just let it red red there now)
or
just cut loss

your money, your choice


 

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