QUOTE(MUM @ Aug 16 2018, 10:24 AM)
all I can say is ....
type of risk appetite defined by the questionnaire are subjective and best of all they are not a fixed never to be change label.
at times, (most of the time), the composition of funds and the % of allocation will be changed by the investors as time goes by and also due to world happenings, return expectations, experiences gathered, etc, etc
as per......
Sui Jau's ....
"The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount. Something you are comfortable with even if you suffer losses. It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust. Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash. The key thing is you have to accumulate investing experience. No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest. You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher."
https://secure.fundsupermart.com/main/resea...SJBlog_20141031Happy investing and good luck in your endeavour....
QUOTE(Ancient-XinG- @ Aug 16 2018, 12:14 PM)
Libra 50%
AffinHwang replace to amdynamic (cant withdraw in 1 year) 10%
Dynamic very uncertain
EMB don't enter EIEQ 20%
TA Tech 15%
India 5% Just be conservative in this 2018.
After see sunrise only rebalance.
-Dynamic
-Dinasti
-Great China
-Global titan
-KGF
-EI small cap
-ManuReits (suggest if can enter REITS directly better) they were good funds, good fundamental.
But since you have not started yet, tracked the funds mentioned. See how the news etc etc then think properly how much% you want according to region
actually i am having Aberdeen islamic world equity 50% and EI equity income fund 50%, 1k each.
i am clueless if we MUST have a portfolio of different type and region of UT and consist of bond and equity?
how long we need to hold only then conclude that the return of UT is not good and switch to other UT?
"EMB don't enter" -> meaning all emerging market UT or EI global emerging markets fund?
"India 5%" -> which UT?
"ManuReits (suggest if can enter REITS directly better)" -> enter directly to REITS listed in BURSA?