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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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kzy
post May 26 2018, 09:42 PM

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Hi all sifus, i am new to unit trust, seeking for advice.
get some concepts from investment book that for new investor in unit trust, when you don't know to select which UT, you can choose global equity fund or global bond fund because in long term, global economic is uptrend.
so i look into FSM recommended fund for global UT, but Eastspring Investments Global Leaders MY Fund is going to liquidate, then i look into ABERDEEN ISLAMIC WORLD EQUITY FUND - CLASS A, but this fund was underperforming the benchmark, so i am quite confuse if should invest this or not?
kzy
post May 27 2018, 12:33 PM

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QUOTE(Ramjade @ May 26 2018, 10:20 PM)
You do know that global equity is made up of 50% US right?
You can do your own world equity  fund by
Buying one US focused fund
Buying one Asia/Pacific ex Japan fund
Buying one Europe based fund
Optional throw in a Japan fund

Taadaa.  Your very own world equity fund
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Actually i don't know global equity 50% is US... hehe...
since i am just started, planning to have 1 UT that is global equity fund 1st
seems like need to have more capital to invest 3 type of UT even with the minimum amount

if making up own world equity fund, after choose some funds in those region, is it just put money into these funds at the same time?
kzy
post May 27 2018, 04:11 PM

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QUOTE(MUM @ May 27 2018, 12:54 AM)
have a look at this?....
UNITED GLOBAL QUALITY EQUITY FUND - MYR HEDGED
https://www.fundsupermart.com.my/main/admin...etMYUOBGQEF.pdf
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this one really cover a lot of countries, but underperformed benchmark since launch and only outperform recently
actually is this normal for a fund < 2 years?
and is that calendar year return more useful to assess return rather than annualized return?
kzy
post May 29 2018, 02:45 PM

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thanks for everyone's sharing! really need to dig in deeply
kzy
post Aug 16 2018, 09:50 AM

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Hi, everyone, i've got recommendation of portfolio from FSM:

LIBRA ASNITABOND FUND 30%
AFFIN HWANG SELECT BOND FUND 15%
ABERDEEN ISLAMIC WORLD EQUITY FUND - CLASS A 15%
CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND - MYR 15%
EASTSPRING INVESTMENTS GLOBAL EMERGING MARKETS FUND 10%
EASTSPRING INVESTMENTS EQUITY INCOME FUND 15%

"From this portfolio, we set 6-7% annual return for long term( 3 years and above)"

Any suggestions on this portfolio recommended by FSM? i am balanced type investor as defined by FSM questionnaire.
kzy
post Aug 18 2018, 12:33 PM

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QUOTE(MUM @ Aug 16 2018, 10:24 AM)
all I can say is ....
type of risk appetite defined by the questionnaire are subjective and best of all they are not a fixed never to be change label.
at times, (most of the time), the composition of funds and the % of allocation will be changed by the investors as time goes by and also due to world happenings, return expectations, experiences gathered, etc, etc

as per......
Sui Jau's ....
"The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount. Something you are comfortable with even if you suffer losses. It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust. Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash. The key thing is you have to accumulate investing experience. No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest. You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher."
https://secure.fundsupermart.com/main/resea...SJBlog_20141031

Happy investing and good luck in your endeavour....
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QUOTE(Ancient-XinG- @ Aug 16 2018, 12:14 PM)
Libra 50%
AffinHwang replace to amdynamic (cant withdraw in 1 year) 10%
Dynamic very uncertain
EMB don't enter
EIEQ 20%
TA Tech 15%
India 5%

Just be conservative in this 2018.

After see sunrise only rebalance.
-Dynamic
-Dinasti
-Great China
-Global titan
-KGF
-EI small cap
-ManuReits (suggest if can enter REITS directly better)

they were good funds, good fundamental.

But since you have not started yet, tracked the funds mentioned. See how the news etc etc then think properly how much% you want according to region
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actually i am having Aberdeen islamic world equity 50% and EI equity income fund 50%, 1k each.
i am clueless if we MUST have a portfolio of different type and region of UT and consist of bond and equity?
how long we need to hold only then conclude that the return of UT is not good and switch to other UT?

"EMB don't enter" -> meaning all emerging market UT or EI global emerging markets fund?
"India 5%" -> which UT?
"ManuReits (suggest if can enter REITS directly better)" -> enter directly to REITS listed in BURSA?
kzy
post Dec 28 2021, 06:23 PM

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Hi everyone, I am not sure if my understanding is correct or not, mind to share your opinion?
The unit trust funds that we buy from fundsupermart are direct investment with fundsupermart not with the investment bank, right? Since fundsupermart malaysia is under ifast Capital Sdn Bhd which is incorporated in Malaysia, so if we sell the fund and get the capital gain, this gain is not foreign source income, right?

 

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