Hi newbie here. I was searching about PRS funds and got here. Decided to drop my 2 cents. I'm an advocate of buying PRS cos I'm from the middle class and we being the 'middle child' hardly get any benefits from govt ever so got to say this is one way to get back some money. So far so good, bought Affin Hwang PRS Growth Fund, govt topup another RM500, got my tax relief too and fund still in the green n growing n return better than FD. As long as u don't put more than 3k per year then shd not be a problem. Also, to those below 30 and still contemplating, at least go buy 1k so that u get another 1k from govt now.