Hi Sifu's here,

I'm really new in FSM or perhaps is investment topic I should said.

My last unit trust was selling off with lost back in year 2008 . I'm no longer young anymore.

I has a goal for kids education let say looking for averaging ~10% - 15% return pa for the next 10 years. Of course some risk concern in mind that do not want to destroy kids education fund which end up with lose or return even lower than normal 3-4% market FD rate in next 10 years time.

I'm planning to kick-off with small amount and monthly regulated deposit for years to come.

What is the best or recommended portfolio that suit to my objective?

I'm open for any other advice, appreaciate and many thanks in advance.

Many thanks Avangelice & Ramjade.

Any other advice?

Silly question to Sifu here, always saw posting ponzi 1.0, 2.0 and esther. What is these funds and no search result found in fsm?

Many thanks.

Thank you, my mistake

Quite complicated:

Libra AsnitaBond Fund - 10%
Eastspring Investments Bond Fund - 5%
RHB Emerging Market Bond Fund - 15%
AFFIN HWANG SELECT BOND FUND - 15%
Affin Hwang Select Asia (Ex Japan) Quantum Fund - 8%
CIMB-Principal Asia Pacific Dynamic Income Fund - 12%
ABERDEEN ISLAMIC WORLD EQUITY FUND - CLASS A - 12.5%
KENAGA GROWTH FUND - 12.5%
AMASIA PACIFIC REITS - CLASS B (MYR) - 10%

target for 10 years monthly saving between balance to aggressive portfolio I guess.

Open for advice and comments, many thanks!

looks good