the way I see it a marriage is like an investment, you keep putting your time, money and effort into a gamble that the person stays with you and deals with the daily stuff they have to put up with while making sure you don't die from loneliness.

so yeah. it's a definite must have in every person's investment horizon.

then.... there's kids....

Btw, the FSM rep posted on Cari Chinese forum thread that ponzi 1.0 will have a soft close soon for cash investment. In the next few weeks. Apparently fund manager want to control the fund size

So for those who wants to enter, please take note.

No soft close does not apply to EPF investments. I'm just regurgitating information I read from the other site ya. Accuracy not guaranteed 

only those who is holding it will get this sms ba?

I didn't get either.. quite curious

Since Feb struggle to come out from my Pokemon style...

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Been switching around all these 22 funds, almost finished as above
left eastspring dana al-ilham switcu to kapcai after the distribution drop settled.

lucky me for the switch is commodities  and Eastspring Japan was dropping down afrer switch.

But I also missed Eastspring Asia Pacific Equity MY drama raise...from 0.67 to now 0.7473.

But after these year, regret after decision is not good for Investments, already accept it. since earn some from others fund too.

Just for kicks (my returns)
Affin Hwang Select Asia (Ex Japan) Quantum Fund -13.68% returns yo.
CIMB-Principal Asia Pacific Dynamic Income Fund -8.84%

Who want to topup faster topup. 

Note: I did not topup any

i think is a good sign for our economy. price up up up!  you guys prefer the other way round?

SmallCap also gonna close....headache....

Meh. it is a non issue to me. people see funds close they rush but they forget that they should have done their monthly DCA and allocated each fund a certain percentage in their portfolio.

These few days made me realize majority of the FSM investors here practice auntie and uncle style of rushed investment.

PS I just topped 500 myr into kapchai AS PER PLANNED DCA. by next month if the fund opens I'll still do my dca. if it closes I'll just place it in my stocks.  like I said non issue.

Depends. If you passive income investor maybe 10-13% like dividend magic.
But don't think if you can actually reach 20%

I am not stock trader. I invest in companies with strong fundamentals just as how I invest in fund managers and their principles. you keep them both for long periods of time. once you do that it's not very different between the two investment vehicles. well only draw back for stocks is that it's all based in Malaysia so need to keep that onto consideration that you do not over lap KGF AND KAPCHAI with your stocks.

As in fund which gives out dividends/funds which invest in dividend stocks?

I am asking, do you mean fund which pay out dividends/funds which invest in dividend giving stocks?

Yes it is. From what you mentioned why people here choose fund with good year on year ROI vs dividend focus fund. Dividend focus fund = fund which give dividend or fund which invest in dividend giving stocks. Big difference you know.
So please explain clearly what do you mean by dividend focus fund.

Aha. Did you read first page? If no, go and read first page. If yes, read again. The answer is on the first page.
If still don't understand, come back here and ask which part you don't understand.