Seems like Ponzi 2.0 has been dropped out from Favourite Fund list.

Ways to save the 1.75% service charge...the Vanguard Ninja trick.

Has FSM closed this loop hole yet?

My SA 3 months +8% lol macam ponzi

For those have PRS with FSM, please 2x cross check the total unit at FSM shown at FSM account VS total unit shown at PPA website.

If i am not mistaken...i think the RM 8 is charged by the PRS provider on the 2nd year after the PPA a/c opening if there is any top up of fund after the 1st year.

For first-time application, there is an account opening fee of MYR 10.00 which will be deducted from your investment amount.
Subsequently, an annual fee of MYR 8.00 shall be deducted from your investment amount for any subsequent contributions on the next calendar year per fund house.
Example:
A year after registering a PPA account, an investor contributes MYR 1,000 to X Fund A and Y Fund B respectively. Hence, the investors will be paying MYR 8.00 x 2 fund houses = MYR 16.00.

https://www.fundsupermart.com.my/fsmone/fun...ment-Scheme-PRS

do you currently invested into any other funds (both PRS and non PRS funds)?

13 Dec,... is there by any chance it's because of this date being related to that big tariff kicking in on 15 Dec ?

if markets do corrects before 13 Dec you buy you UNTUNG....
but those funds that you are currently holding will RUGI.

if you now have RM12k invested
if market falls 10 % ...you rugi RM1200

you buy new top up RM3k cheaper by 10%, you saved RM300....total still rugi RM900...

thus i won't look for markets to corrects if i am still heavily invested into the markets.