FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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 Mar 20 2017, 08:25 AM
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#1
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Junior Member
94 posts Joined: Dec 2006 From: Subang Jaya, Selangor   
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Hey guys, sorry for the rookie question but I was wondering if the sales charge (2%) applies on subsequent purchase of units (like when RM100 is put in every month after initial investment using DCA method)? Thanks
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Mar 20 2017, 08:44 AM
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#2
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Junior Member
94 posts Joined: Dec 2006 From: Subang Jaya, Selangor
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Thanks guys. Was thinking of testing the water by starting off with 1k and DCA-ing for a few months but doesn't seem worth it for such a small amount after taking into factor the sales charges, etc.
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Mar 20 2017, 09:00 AM
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#3
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Junior Member
94 posts Joined: Dec 2006 From: Subang Jaya, Selangor
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Thanks for the insightful advice guys. Would unit trust be a good option for someone who has 100% of his investment tied up in ASB? I feel like it's a good way to diversify my portfolio and potentially earn more on interest in long-term (but of course with higher risks)
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Mar 20 2017, 09:10 AM
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#4
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Junior Member
94 posts Joined: Dec 2006 From: Subang Jaya, Selangor
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QUOTE(T231H @ Mar 20 2017, 09:03 AM)  for me,...just me....I would say...max out the limit for the ASX fixed price fund....(not other ASX products)then diversify into others....  QUOTE(Ramjade @ Mar 20 2017, 09:03 AM) What's 2% when returns can be double digit? Of course if buy wrong fund then different story True. So you're saying DIY-ing with FSM is the way to go?  Banks charging you 5.5% vs this one at 2%, I will take this. woonsc even if you are millionaire, you still need to pay 1.25%   |
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Mar 20 2017, 09:52 AM
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#5
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Junior Member
94 posts Joined: Dec 2006 From: Subang Jaya, Selangor
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QUOTE(T231H @ Mar 20 2017, 09:19 AM) well, for me,...just me....if I go for the ASX FP......I don't have to go buy FI funds....got steady returns.....then when got surplus money and/or become greedier for ROI ...diversify in EQ funds or other investment products. on this "So you're saying DIY-ing with FSM is the way to go?"... just be "Caveat emptor".... it could be NOT for some people.... ASB interest rate has been steadily decreasing over recent years????with this notions,...you wanted to diversify...... may not good in my opinion (just my opinion), to have this thinking or practice in heart then carried them over to UT investment......for the funds that are good for your investment portfolio may suffer that low ROI fates for some times, too....then how?,...sell them and buy others again? Does this sound logical? Hahaha |
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Nov 8 2017, 05:06 PM
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#6
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Junior Member
94 posts Joined: Dec 2006 From: Subang Jaya, Selangor
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Would starting out with RM2000 be good enough? I was thinking of putting RM1k into 2 separate equity funds and slowly grow from there
I'm going for a more aggressive investment with UT because I already have the majority of my savings put aside in my ASB account which I assume is more safe. Just looking to diversify using UT. What do you guys think? |
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