Hi guys,

I am looking at the managed portfolio offered by FSM but I cannot find the portfolio performance chart like the ones offered by the unit trusts. Do they publish the performance for the managed portfolios? Thanks.

Can someone recommend a fund that has the most exposure in US. Thank you.

I parked some monies in the RHB cash management fund waiting for the crash that never come. It has been 2 years...
Any better place to park while I wait ? Does it even make sense to park in bonds (AmDynamic) ?
I am timing the market using this pool as as I have another section of monies invested in equities.

then what happened to that pool of money that you had currently invested in the equities?
will this pool of money lost about 30% too?

ANS: Yes. In fact, the portfolio will dive more they are invested into stocks directly. I am well aware of the this.

if the crash came tomorrow, (lets say dived 30%), you will use that pool of money in CMF to buy in

ANS: That's the original idea 2 years plus back but it didn't come YET. We are 10 years in the bull market since 2008/2009 crisis.

The AMDynamic bond's performance is one straight line up at around 6%. So if I had keep this for 9 months before redemption, it would have beaten the CMF and FD returns.

What are chances of this AMDynamic bond and equities crashing together???

It's about 20% cash (CMF in FSM, broker trust accounts & other banking liquid accounts) vs 80% equities.
I have not invested in bonds before. So I just want to check what are the risks of them falling with equities...
Basically I want to be able to liquidate them quick enough (without loses) when needed when I see the opportunity in the equities.

Bonds under performing. Even lost to money markets in recent months.

Really no luck with BONDS . Bought
Affin Hwang Bond Fund
Eastspring Investments Islamic Income Fund
RHB Bond Fund
back in Oct-2020 and all 3 is negative 1.x% now.

Got defaults meh ? Only heard of 1 downgrade in the MEX bonds.
Or everyone just selling to get into equities ?

No luck with Malaysia bond funds. Bought 3 back in Oct-2020 and all 3 are still in negatives ( -0.2%, -0.9% & -2% )

Affin Hwang Bond Fund
AmBond
Rhb Bond Fund
Honestly, I was just expecting 5% and was treating it as FD like but instead all 3 are in negatives.

Any known bonds funds to avoid for SERBAK DINAMIK ?

https://www.fsmone.com.my/bonds/ipo/factshe...reLaunchId=3740

Indicative Price / Yield
5.30% area

Tenure
Perpetual

Years to Next Call
4Y 9M

Min. Investment (Nominal)
MYR 25,000

Only bought bond funds before. First time looking at bond express.
Any opinions in this ? It's 2% PA higher than money market.
Thanks.

This post has been edited by GregPG01: Feb 12 2024, 07:20 PM

https://www.fsmone.com.my/bonds/bond-factsh...de=USG37049AB20

Any opinion on this ?

Issuer Credit Rating (S&P/Fitch/Moody/RAM/MARC)
N.R / BBB+ / Baa2 / - / -
Bond Credit Rating (S&P/Fitch/Moody/RAM /MARC)
N.R / BBB- / Ba1 / - / -


Issuer Credit Rating:
BBB+ (Fitch): Indicates that the issuer has a good credit quality with a low risk of default.
Baa2 (Moody's): Indicates moderate credit risk, considered medium-grade and subject to moderate credit risk.
Bond Credit Rating:
BBB- (Fitch): Indicates that the bond has a good credit quality but is at the lower end of investment grade.
Ba1 (Moody's): Indicates that the bond is speculative and subject to substantial credit risk.