Hi dont frustate ya!
It's totally understandable if you're turning into a "wait and see" mode when the market turns bearish.
Many of you might halt all the investments, be it lump-sum or RSP, hoping the market will rebound soon before kickstarting back.
If you're nervous about investing during a market downturn, RSP is your best option that helps with lower stress and avoids regret!

hopefully next year will be better!

true that!
If you started to invest this 2H2022 probably you will see green portfolio at this moment, as you enter in cheaper valuation.

what do you want to know more about?

And yes, DCA is the key!

It is very hard to predict the lowest price to enter or the highest price to exit from the fund, sometimes might be affected not only based on market movement but also by our emotions.

Regular top-ups on funds monthly will add value to your portfolio as DCA helped to purchase more units when prices are low and fewer units when prices are high..

Hi there,

"Assuming the stock that i wanted to buy is part of a fund in FSM", do you mean Unit Trust?

and our fees for unit trust / stocks investment are quite transparent! feel free to visit our website

yes you are right!

all units under cash investment will be registered under nominees, and it counted as one account only.

we got a new commodity fund on board - Principal Commodity Fund - MYR Hedged. can have a look at their factsheet!

Welcome aboard to FSMOne’s annual event, "What & Where to Invest in 2024," we cant wait to see you!



This post has been edited by FSMOne Malaysia: Jan 3 2024, 11:12 AM

I hope you are joining FSMOne’s in-person seminar happen this 12 April 2025, Saturday!


With all the headlines about US politics, trade wars, and global tension - it’s normal to feel unsure about investing or your next investment move. But here’s the good news: you don’t have to figure it out alone.

Join FSMOne’s in-person seminar this 12 April 2025 on 9.30am (Registration) - 1pm , where we help make sense of all this. We will break down what’s happening and how you can grow your investments in uncertain times.


there is also exclusive perks for Seminar Attendees only!

https://www.fsmone.com.my/events/event-details/Evt2503280001
check it out here for more details!

This post has been edited by FSMOne Malaysia: Apr 7 2025, 03:11 PM

We would like to clarify that FSMOne does not charge double forex fees for MYR-to-USD conversions used in Regular Savings Plans (RSP).

When you invest in USD-denominated funds via RSP, the currency conversion occurs once, at the time your MYR is converted to USD to facilitate your investment.

For clients who prefer to have more control over the exchange rate, an alternative option is available:
✅ You may manually convert your MYR to USD via your Cash Account first, and then park the funds in the USD Auto-Sweep account for your upcoming RSP deduction.

Both methods involve only a single conversion, but manual conversion allows you to decide when to convert based on your preferred exchange rate.

FSMOne remains committed to offering transparent and cost-efficient investment solutions for all clients.