Any funds can be topped up even when prices are high. Case in point, cimb dynamic, i topped up even at 0.39x. High can be higher stick to ur plan.

If you plan to keep for at least 5 years, I say go for it.

Q1: if I were to top up on equity. Would KGF be ideal now?
is KGF the ONLY equity fund in your portfolio?
top up those equity funds until their desired % are met as required by your appetite.
if you only have limited $$ to top up...then top up the fund(s) starting with the fund that has the most FSM star rating until the desired % are met as required by your appetite.....then the next one

Q2: Prices are high now.
judge not it's NAV......look at it's upside potential
https://www.fundsupermart.com.my/main/resea...it-Trusts--1592

Why Buying at Peak May Not Matter After All ....if you have a long investment horizon
https://www.fundsupermart.com.my/main/resea...ober-2017--8939

Q3:But annualised return are good since inception.
Investment involves risk.
The NAV price of a fund may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment.
Past performance is not necessarily indicative of the future or likely performance of the fund.
Investors should read the relevant fund's prospectus for details before making any investment decision.

Most of the fund that have a high rate by fsm is quit performed..  I choice the long term with average gain since I will hold the fund mostly on a period of 3 to 5 year

So many new unker aunties come to dump money. Good harvest day for FSM. 👍🏻

Which one is Hui Ching and Jennifer? 😄😄

Hey I just received transfer notificationl from fsm.
Government will transfer the incentive to my acccout soon.
Free rm1000! Wow!

Did you receive it?

"8.9 What is the sales charge applicable for RSP?
Normal sales charge is applicable for RSP investments.
8.3 Are there any charges for RSP application?
There are no charges for RSP applications via CMF or Cash Account.
For FPX E-mandate, we will deduct MYR 1.00 from your bank account upon successful application, amendments and termination. However, the amount will be refunded to your bank account in 7 business days.
https://www.fundsupermart.com.my/fsmone/fun...avings-Plan-RSP

new high almost everyday.

If you think that tech sector has still potential to hike higher.

u ask me ar? my answer for myself is no crazy meh.

but for u, i dont know. maybe u plan to go in and dca or keep next 30 years.

what make sense for me, might not make sense for u.

anyway really got no right or wrong.

just all about time horizon on how long u plan to keep it there.