Hi peeps,

I recently came back to Malaysia after close to 2 years of earning foreign income and brought back with me some foreign currency which is sitting in my FCA now...

With the current weakening RM, should I convert it out to RM and then invest in funds through FSM or should I just keep it in the FCA without earning any interests to hedge against the historically downward trend of RM?

Dilemma. Sifu please advise

Down under, former land of convicts?

Hi sifus

I just opened my FSM account and thinking of making initial investments. Risk profiling tells me that I'm a Balanced type. Any comments on following portfolio that I intend to make?

15% each
Eastspring Investments Bond Fund
Affin Hwang Select Bond Fund - MYR
Libra AsnitaBond Fund
RHB Emerging Markets Bond Fund

10% each
Kenanga Growth Fund
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR
Manulife Investment U.S. Equity Fund
TA Global Technology Fund

Also, what's the strategy in using RHB Cash Management Fund 2? Just to park money and switch it out to other funds when one desires to because of the 0 switching fees?

Thanks for the 3 replies so far. Yes I wanted to "diversify" with different bond funds. Also I know deep in my heart I am a conservative type but 2 different profiling tools attempted to convince me otherwise. I don't really believe the results myself though.

I simulator the above for a 3-year period and the annualised return is 11.18% with 3.78 volatility and I like what I see TBH. Putting more into equity makes the volatility go near 6 and I am not sure if I can take it.

When do we usually get the distribution?

Where to find this tool?

ASx funds being CIMB APac Dynamic Income?

Me

Interesting read:

The Real Risk to the Global Economy
https://www.project-syndicate.org/commentar...r-smart-2017-11

This post has been edited by Aurora Boreali: Nov 13 2017, 11:17 PM

Is this the one where you have to be a high net worth individual to be able to buy?

Valid for top-up. Just topped-up 4 funds for 0% sales charge.



This post has been edited by Aurora Boreali: Jan 27 2018, 09:33 PM


Attached thumbnail(s)

The promo code only valid on 27 Jan 2018 (yesterday) if you see the fine print at the back of the card.

But who knows. I might be wrong. Just because I don't tok cok sing song here even my legit reply can be taken as trolling.

FSM only supports TLS 1.2 now.

Adding the registry key fixed it for me:
[HKEY_LOCAL_MACHINE\SOFTWARE\Microsoft\Windows\CurrentVersion\Internet Settings\WinHttp]
"DefaultSecureProtocols"=dword:00000800

Add it at your own risk.

Anyone got the TnG reload pin already?

Wow the bleed is crazy. Have never seen it drop like this before

Paging Ramjade