For those people don't want to pening kepala and want to enjoy life. Buy and forget. This is for "Now everyone can invest". Although I must say good move FSM MY for bringing this to malaysia but better choices available across the Causeway at cheaper prices too. FSM SG MAPS, Phillip SMART portfolio, Smartly, Stashaway.
Have your pick.
No SG bank account? No problem. FSM SG will take you in. Not sure about Phillip, Smartly, Stashaway. Smartly did mentioned  malaysian who want to joint, just need to open a SG bank account and one is ready to experience automatic investing. FSM SG invest using UT as they haven't have a stockbroker license yet. Phillip combination of everything. Smartly and Stashaway will use ETFs.

this is what they advocates..... "for investors with greater risk appetite, they can consider investing into KAF Tactical Fund as supplementary part of their portfolios, with not more than 10% allocation of their overall portfolios".

and also do consider the allocation % if you have other fund(s) in your portfolio that are correlated with this fund too.