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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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[Ancient]-XinG-
post Feb 19 2017, 07:34 PM

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Guys. Any idea when will all the fees deducted?

I seems like receiving the platform fees very frequently. Lol.
[Ancient]-XinG-
post Feb 20 2017, 04:00 PM

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QUOTE(Steven7 @ Feb 20 2017, 03:10 PM)
Thanks I am glad I have this thread to educate me on UT. BTW FSM reply real fast..they came up with this portfolio for me

Eastspring Investments Equity Income Fund 15%
RHB Asian Income Fund 15%
CIMB Principal Asia Pacific Dynamic Income Fund 15%
CIMB Principal Global Titan Funds 15%
Libra Asnita Bond Fund 20%
Affin Hwang Select Bond Fund 20%

Any comments on these from all the sifus here?
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Conservative!
[Ancient]-XinG-
post Feb 20 2017, 04:02 PM

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QUOTE(2387581 @ Feb 20 2017, 03:33 PM)
Simple answer: More like stock. Your aim is to buy low sell high. Difference is that stock dividend comes in cash (cheque); whereby UTF dividend (applies to some funds only) is in the form of units, whereby when a fund declares dividend, it will automatically buy additional units with the RM value from your fund dividend.
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Dividend isn't not that useful tho.... NAV also down. If the market is strong. Good la. If market keep down... Still floating same range.
[Ancient]-XinG-
post Feb 25 2017, 01:11 PM

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Hi, all sifus..

my humble 10 months old holdings:

EISCF 34.6% +6.06
KGF 35.5% +8.74
RHBATRF 29.4% +5.56

Start hunting for more balance fund
Plan to DCA but no money @@ Living expenses so high nowadays...

This post has been edited by [Ancient]-XinG-: Feb 25 2017, 01:12 PM
[Ancient]-XinG-
post Mar 21 2017, 08:37 PM

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TA global technology.

Risk score 12.5

Wtf lol
[Ancient]-XinG-
post Mar 26 2017, 10:50 AM

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-error-
[Ancient]-XinG-
post Mar 26 2017, 11:01 AM

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QUOTE(Avangelice @ Mar 25 2017, 08:43 PM)
lock in period of 3 years?

projected returns of 5%

what? dude what weed are you on.
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I did into some sort of same thing 3 years back with maybank and its already matured last week.

Semi annual interest credited to your account, with 5.0% pa.

And total return of 8.5%

Its actually very low risk but not covered by PIDM.

But how I wish I can join TA Global Tech way earlier. Now only buy in seems a little bit late sad.gif
[Ancient]-XinG-
post Mar 26 2017, 01:21 PM

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QUOTE(puchongite @ Mar 26 2017, 11:14 AM)
How does the maths work ? Annual is 5.0% pa and after 3 year total is 8.5% ?
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Eh sorry. Is the NAV from 1.00 to 1.09 during end of financial year.
[Ancient]-XinG-
post Mar 26 2017, 05:20 PM

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QUOTE(puchongite @ Mar 26 2017, 01:27 PM)
So you are saying there are two returns, one is annual 5% and another is NAV ? Then the overall ROI for 3 year is roughly 15% (3 year interest) + 9 % (nav gain).

Not that bad isn't it ?
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Correct.
QUOTE(pisces88 @ Mar 26 2017, 02:47 PM)
was it the bond thing? they launched a new one 2 weeks back, 4.5% per year + bonus (not guaranteed)
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The bonus isn't bonus actually. It's the NAV. Many people do not understand NAV so the banker just say bonus which actually wrong.

It's 7 series now. The most profitable if not mistaken is series 5 with 5.25 pa and the NAV now touching 1.10 with initial 1.00. Lost track at that one tho.
[Ancient]-XinG-
post Mar 26 2017, 08:33 PM

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QUOTE(puchongite @ Mar 26 2017, 05:56 PM)
What is the service charge ? This must not be ignored. The bank might show you the gains after deducting the SC, say 5%, then the gain is not as big as it seems.
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Got la ofc hahah.

3%



QUOTE(Ramjade @ Mar 26 2017, 06:50 PM)
Is not 3 years, so just hold/inject more money. Ask yourself why is it negative. A small negative isn't anything. Try -15% see whether you still have the heart or not  biggrin.gif  devil.gif

You should experience a -15% return and then your heart will be brave for anything.  tongue.gif

Btw, I been there and done that. But really cursing buy and then in one month it drop to -15% like that and stay there for quite a while.  bangwall.gif  ranting.gif
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Haha. ASG been there.
QUOTE(ic no 851025071234 @ Mar 26 2017, 07:30 PM)
Ol thnx. Cos my other funds bought have positive return and higher risk I would thought Asian income fund would more stable and lower return but no negative.
Last month bought only
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QUOTE(ic no 851025071234 @ Mar 26 2017, 08:07 PM)
Haha cb. Anyway I think u r right that negative is due to sc. I didn't know the return take into account the sc
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How negative is negative haha. Less than a month should be due to SC
[Ancient]-XinG-
post Mar 30 2017, 10:58 AM

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QUOTE(xuzen @ Mar 30 2017, 10:43 AM)
Criteria:

1) Want to beat FD, that is, ROI > 4% p.a.? Checked! See the three years annualized return column, they are all above 4%.

2) Want a low risk UTF? Checked! Volatility all less than 2% is considered low risk liao.

3) Select those that are under FSM recommended list. (See got red dot, choose it!)

Problem settle. Satu lagi project Maggi Mee®: Cepat dimasak, sedap dimakan™ for the happiness and well-being of all for a long time!

[attachmentid=8665031]
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This project should be updated in the first post!
[Ancient]-XinG-
post Mar 30 2017, 09:24 PM

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Dear mods.

Are some forum member here allow to troll?

Kindly advise.


[Ancient]-XinG-
post Mar 31 2017, 07:20 PM

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Duhghhhhg. Just receive mail as well.

Why why whyyyyyy.

My DCA that small. Now they close it.

Dafuqqq. Any similar fund?

Currently pump in tagtf.but that's high risk lol
[Ancient]-XinG-
post Apr 1 2017, 08:01 AM

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My maybank RM keep selling me TAGTF. with SC of 5.5. I keep saying no no no. I tell them the 5.5 is too high. Yesterday they message me will give me 3.5 if I invested 10k hahaha.

Here I can 1.75 only even1k. One more PM amoi. Hhnnnggghhh market care bad nowadays
[Ancient]-XinG-
post Apr 1 2017, 10:40 AM

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QUOTE(Avangelice @ Apr 1 2017, 08:11 AM)
fsm you got us men who talk cock everyday with you. hardly any excitement.

PM ah moi can hold your hand, sweet talk you and even ans your call. which one would you choose leh
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Of course 2 way eat la. Here is highly informative and serious discussion.

There is blow water. Put ready dispose to PM lo. To earn free things hahah.

But but...
I did some mistake with the amoi part... Sad xiaaa

[Ancient]-XinG-
post Apr 1 2017, 11:33 AM

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QUOTE(Avangelice @ Apr 1 2017, 10:48 AM)
it's weekend. we can derail a bit. spill it
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QUOTE(Ramjade @ Apr 1 2017, 10:51 AM)
Ask her out on a date? Ask her no? devil.gif
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CB la I so so stupid.

Story like this....

In one fine morning, as usual la rush to study and transit via KL Sentral, was taking the free news paper.

Suddenly one wild amoi (pretty sia) appear and stop me by asking, Sir do you contribute to KWSP? I answer back la No. Then she ask back, why? giggle abit, and say she is from PM and ask do I know PM? Gave me name card, and ask my number to sent info about PM after I tell her I am rushing *got class at 745. She ad ready to key in my number but I reply like a fool *aduhhh* by saying sorry I don't invest via PM and ready to go away. And that's it. I just go like that.

Reason behind is that I already invest via FSM and SC is so low. Why I go for PM and its hard to earn via some wild consultant just appear in nowhere. And its busy season for me to entertain anything.

But back then I sit in the lrt. And rethink.... wtf ccb kns why I so stupid..... Where got consultant suddenly appear in lrt station asking for customer, where got people do this thing early in the morning and there is no booth or what in recent days or even weeks....

omg. damn sia.

Usually those approaching me is usually male consultant. And youngster usually in highly populated area which I don't usually go like in Bandar utama, curve etc...


I may be perasan but its an opportunity right lol

End of rant/

Sorry for OT.
[Ancient]-XinG-
post Apr 1 2017, 02:09 PM

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QUOTE(Avangelice @ Apr 1 2017, 12:26 PM)
lol women. the bane of every men out there. that's why fsm kl has alot of pretties working there and one of the reason I now go online for all my needs esp with insurance. no tits. no sweet smile. no problem.
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If serious matter I prefer those old old fag with their efficiency in handling every matter. Fast and accurate. Unlike those youngster just want to reach target, tell something wrong and misroute all the way.
But me poor fag only. If nice amoi know my investment amount sure laugh at me 9 streets. Sob sob.

Btw where is kl fsm office. My insurance need to renew in few years brows.gif

QUOTE(T231H @ Apr 1 2017, 12:56 PM)
Luckily or unluckily...she did not ask for video chat

on thestar today....
Beware that moment of weakness
http://www.thestar.com.my/opinion/columnis...er-you-do-dont/
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I have my borderline. What to do and what not. Haha.

QUOTE(xuzen @ Apr 1 2017, 01:34 PM)
you gud looking boh? Muscle and macho or not?

if yes, then she could be hitting on you.

If no, well she is just doing what a nice PM agent should do....
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Me average only. And poor fag lol. I hope she's hitting lol at least I gain some confidence. Haha. But any nice PM people will just catch customer anyplace?
[Ancient]-XinG-
post Apr 11 2017, 05:54 PM

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QUOTE(Nemozai @ Apr 11 2017, 05:19 PM)
Treat RHB CMF 2 like a cash holder for you to invest in FSM. No charge whatsoever! On top of that you gain approximately 3.3% p.a returns. thumbup.gif
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Can compare TA Global Tech.

+KGF
+RHB total return (sofa for some impact)

Or manu india brows.gif
[Ancient]-XinG-
post Apr 12 2017, 06:52 PM

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QUOTE(xuzen @ Apr 12 2017, 06:44 PM)
The rest OK.

Xuzen
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eee big boss pian xin.

I posted mine no one care, no such heavenly advise...
Sob Sob.

This post has been edited by [Ancient]-XinG-: Apr 12 2017, 06:52 PM
[Ancient]-XinG-
post Apr 12 2017, 07:33 PM

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QUOTE(xuzen @ Apr 12 2017, 07:01 PM)
You have ASX FP UTF wor! One fund to rule them all! You winnar 4ever mah! No need to ask wan!
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That one autopilot long time already ma.. Why suddenly so triggered sob sob.


QUOTE(Avangelice @ Apr 12 2017, 07:03 PM)
come come lemme tag master Xuzen

he gonna say dump either kapchai or kgf.

take up RHB AIF for your balance fund
take up Selina fund for your fixed income.
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I recently at tagtf also.
Now still eat bread to save money.

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