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https://www.fundsupermart.com.my/fsmone/art...on-Tool-in-2018

Malaysian Bond Fund - A Good Diversification Tool in 2018

"Moving in 2019, investors might want to consider the long duration bond funds (Libra-AsnitaBond Fund or KAF Bond Fund) for their local bond exposure in order to capture higher term premium as the local central bank is expected to maintain status quo in 2019 monetary policy direction."



Libra Asnita is not long term bond funds la..... wtf....
Its short to medium with most not all bond are near term to provide liquidity.

"Aims to provide capital preservation with regular income over the short to medium-term period by investing in Islamic money market instruments and other Shariah-approved fixed income securities."

FSM research team? LOL

Wait for it.... One month gained can be lost in no time. Lol

ES GEM ar?

EM been rallying for past one month.
Off around 10% from the peak.

30% will it a little bit too high?

Glad that share the same thought with sifu on CN.
How your take on AxJ? Been on rally too. But current trade war and other issues yet to solve....

Take note on Nomura I Income.

Long term bond. Suits 2019 MY bond situation.

For me better than Asnita. As asnita majo on near term bond.

China....

CN is country code leh.....

huh?
no meeting criteria?

I don't know... I know now all investment gear are very strict on "know your customer" after new gov takeover.

If cant I also don't know.... because last time I register in 2016 nothing much they ask.

are you new to FSM?

This post has been edited by [Ancient]-XinG-: Jan 30 2019, 02:30 PM

Just see you want honest or not lo... Haha

Start slow. I was in your shoes back then in 2016.

Don't follow blindly what we pick here.

For beginners for sure will lose money to take lessons. Haha.

I think no sifu here can deny that.

For UT, we can buy according to region. A port folio cam have core, fixed income and supp. Ratio wise is up to you. And how to react when volatility comes. And alert to market sentiment after all UT is also part of share. Up and down also here.

Pick your core. Pick your support. Pick your fixed income.

Now FSM recommended is better, they have region for you. Go there see see look look. Don't so hurry lump sump.

Take your time.

Based on my shallow knowledge in UT

This post has been edited by [Ancient]-XinG-: Jan 30 2019, 04:37 PM

For me. Because I think everyone has their own opinion on setting up a portfolio....

Core is what you think important and less volatility, that take up most of the portion .

Supplement is the one that invest in one specific region. Like one nation, one sector. For example small cap, India, China fund, tech funds. This supplement is taking less portion as it exposed to only specific area, if anything goes wrong, can be hefty.

Fixed income is like FD. They provide stability to the portfolio. But nowadays fixed income also branch out to many. Some can be having same risk as equity too. Foreign exposed? Bond? Long term bond, short term bond. Emerging markets too.

Depend on your appetites and point of interest. For me I think tech fund can go further, and tech fund and become one of my core that takes up 10% of the equity portion. While supplement for me is just 5% of the equity portion.

not sure. But what I know is if no hike = bond still ok.
hike bond tio burn.

With KLCI movement like this.

His epf

Is Mac the real deadline for the talk?

Can postpone some more or not this cb fella.

Getting tired of it.

Kick lai Liao.

See see Feb Mac curse got or not.

GC
GEM
AAXJ

Everything Asian and China.

Can't see the outcome yet... I only started to dca in.

Most of the recommended fund falls in the mentioned region are mostly -15%.

Another point is our home market.
Big cap small cap worth to in. Esp small to mid cap.

For me
20 MY
20 Aaxj
20 GC and gem combined.
20 world and tech combined.

Rest SG IN REITS FI 5 5 5 5

This post has been edited by [Ancient]-XinG-: Feb 11 2019, 11:32 AM

initially was super heavy on US EU and world.

after seeing the P/E for this region. waaaa tabuli. Coming few years they will struggle for sure. But US is like pandora box. Cant predict.

asia ex jp, gem and GC is undervalued. But China tho. Also another headache.

SG is worth to watch....

dupe siapa terlepas kendang nihhh

you platinum member or not? Doesn't seems one to me. LOL