KGF is still acceptable in my books. 14%+ return in less than a year is good return. Anything >10% is good stuff for me.

Apa macam? Why good time top up?

Not betting on India exposure?

And u expect USD ago strengthen again?

Or you think US market will continue its bull market?

Maybe market correcting soon

i agree. very disheartening when you see it's still less than 4% or even 8% per year. i mean, just trying to outdo FD only ma. not as easy for some i guess.

Last Friday I topped up Titanic fund.
Why?

Then isn't it now is a better time to buy ? High RM now can buy more units...then later RM drops the fund Nav would goes up like last time when RM depreciates...

I sold both already. RHB ATR held more than 6 months, RHB EMBF held about 1 year. But since RHB EMBF is 'promoted' by Xuzen now, new people are entering into it.

Macam not from me leh!

Sound like WMK, looks like WMK, but not sure is WMK...

Xuzen

BTW, kawan lama, you nowadays sudah kaya liao hor... no more need to invest, spend money on Viet Mois only rite? I am happy for you.

Xuzen

If one sees the portion in EPF as sort of fixed income, then it means young people joining the work force, need to put more into bond fund for his cash investment; while people who have work quite some time already, can go all out with the cash investment into higher %  equity investment, as their EPF money could already be quite significant.

This turns out to be the opposite of what most people think ( that the more senior people need to go more conservative. )

I don't understand your point here.

My point is as follows.

Assuming both cases of people want to allocate 50:50,

Young people: 10K in EPF,
  then if he has 90K of cash, he needs to allocate  50K equity, 40K bond to achieve 50:50 ratio.
  ( So within the cash investment, the bond % is very high ).

Old people: 1 mil in EPF.
  Assuming he as 1 mil or less of cash, then 100% of his cash can be allocated to equity investment, there is no need of any allocation to bond.

He should. That 90k is a starter, and the first few steps of the journey. Should get on and stay on the fast lane.

U already living it up and on the fast side la...

Me too,

Paper profit dropped 33%, and affin quantum fund profit is 0.6%