I decide what is wise for me.

I never declare what is wise and appropriate for other people.

Of course. That's what I did. Where did you get this stupid idea that I'm supposed to ask for permission from you?

Do you have any more stupid declarations?

No angry lah... but frustrated in having to round in circles again and again...

Aiyo... you said "why I cannot decide what is wise for me?"

Sorry, I never said that.

Don't be stupid.

This thread topic is not for you to indulge yourself.

Please don't clutter this thread with our self-indulgence.

I would like this thread to be Finance and Business.

How is your reply helping?

Wah, you are really good at telling lies.

Where did I say that is it "wise" to review more more option? Point out where I said it is "wise".

Serious, what are you trying to achieve?

This whole discussion thread for nothing? Really? Ok. Closed. Done.

The post you were replying to was talking about "battle scars", and your response is "Lost 15%+ within few weeks"?

Haha.. A few weeks does not qualify as battle-scars. It's just a minor bleep.

If you have been through 2007 to 2011 where the markets kept going down for a year or two, and stayed low, and have the experience to share, that's a different story.

There is a big problem with that statement.

First, "what is my expected return" is probably not the right question.

The correct question is: "from what I know so far, can I expect the fund-house/fund-manager to continue to do the same thing". Because, what if the fund-manager (person) resigned? Or what if they got lucky last time, and are not really good at picking what they should buy for their funds?

After reviewing again the previous posts, HahaCat can best be classified as an agent who is trying to generate some UT sales.

No, not trying to school you.

But point out what you said makes no sense. "what is my expected return in 1 year. ". I expect a lot, does that mean I get a lot? What is "expected" got to do with actual returns?

Just because it worked for you, does that mean everyone else can "expect" the same thing?

PS: don't worry about me - that's what all agents have tried to do - turn the argument round into something else.

This post has been edited by howszat: Jul 20 2017, 10:33 PM

And what is the flavour of the year? Things can change in much shorter time.

What is your objective? Instead of arguing, why don't you nominate some funds, and we track it going FORWARDS? I

No, you did not. But you claim to make lots of money.

So, are you going to just keep bragging, or are you going to tell people precisely what to buy tomorrow?

Let's take this example:

"I mention since my first post. I do GROUND UP RESEARCH ON MY OWN before I enter into any fund or region."

Fund are supposed to be based on Fund Managers researching and buying/selling and managing on your behalf.

What's the point on "GROUND UP RESEARCH ON YOUR OWN" when the fund managers may go ahead and buy funds that are different from your research?

Your research is useless if the Fund Managers go and do something else.

This post has been edited by howszat: Jul 20 2017, 10:55 PM

You have been challenged, and that's the best answer you have?

If you are making lots of money, you would be laughing off what I said, because you still have lots of money.

The fact you are behaving like a nerve has been touched is because you have been caught lying.

PS: FSM does not depend on recommending funds for a living - they make money from all the other funds that have not been recommended as well.

This post has been edited by howszat: Jul 20 2017, 11:13 PM

Fantastic... Good night.

Yes true, if qualified by "if you want to retire rich and young". UTF will not give you that.

One would need to go for higher returns investments to"retire rich and young".

Higher returns, higher risks, and you could lose your pants.

Giving platforms/business free money is not the point, is it? But rather, whether those platforms can provide superior returns.

Perhaps, rather than what you don't believe in, can you demonstrate what you do believe in, and has shown superior returns? (So you we can all appoint you as fund manager and live happily ever after).

At the end of the day, it's the net profit you get (after fees, etc), that really matters. What you believe in, and does not perform, does not count.

Tariffs are typically the domain of left-wing governments. Though it is getting less clear-cut nowadays.

But if you look at Obama's record (even for a Democrat, ie left-wing), there were no protectionist policies that I can re-call.

If you look at the Republicans, the speaker Paul Ryan actually protested against the protectionist policies.

Every sane and logical person understands that a trade war does not serve any one country any good. You might gain something, but you will lose more.

But Trump is a politician, and he needs to do something to "keep his word", because that's what he promised during, and what won him, the election.

Therefore, I postulate that he is only pandering to his electoral base, and will not pursue this matter much further.